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DEBIT · MASTERCARDNo annual fee

Ready Card

by Ready · United States

Self-custodial Mastercard for US residents offering up to 3% cashback, 0% FX fees and 6 premium perks. Spend crypto directly from your self-custody wallet.

Referral link, see our affiliate disclosure
DEBIT
Ready Card logo
READY CARD
Mastercard
MAX REWARD
Up to 3%
ANNUAL FEE
Free
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Mastercard
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 3%
Self-custodial; 3% cashback in STRK; 6 premium perks included; US only
REWARDS IN
Crypto, USD
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
United States
Where it's available
STAKING
Not required
Lock-up to earn rewards
CUSTODY
Self-custody
You hold the keys
REWARDS

Earning Up to 3%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 3%, self-custodial; 3% cashback in strk; 6 premium perks included; us only, paid in Crypto, USD. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ Self-custodial; 3% cashback in STRK; 6 premium perks included; US only

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓Self-custodial
✓Up to 3% cashback
✓0% FX fees
✓Apple Pay and Google Pay
✓6 perks
LOOK ELSEWHERE IF
!US only
!Early-stage product
STANDOUT FEATURES

What sets it apart

✦Self-custodial
✦6 premium perks included
✦US-focused non-custodial
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ Self-custody✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Ready Card?
+
Does the Ready Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Ready Card?
+
Does it work with Apple Pay and Google Pay?
+
Is this a self-custody card?
+

Figures on this page come from Ready's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

READY
Up to 3%
No annual fee · 0% FX
Apply now →
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REGIONS
EUUnited StatesUKBrazilSwitzerlandMexicoArgentinaAustralia

1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

© 2026 Cryptocards.oneTermsPrivacyAffiliate disclosure
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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.