CATEGORY · 21 CARDS

Best Crypto Cards in Europe — EU & EEA (2026)

Cards confirmed available across EU and EEA countries, compared on fees, rewards and requirements. Coverage still varies by country and card — check each one's specific country list.

CATEGORY AT A GLANCE
21
the eu & eea cards tracked
14
with no annual fee
20%
highest advertised reward
0%
lowest FX spread
20 of 21 fully scored · verification date on each card page
BEST FOR

Our pick per use case

HIGHEST SCORE
DEBITWirex One logo
CASHBACK
8%
ANNUAL FEE
Free
WIREX ONE CARD
WIREX ONE
VISA/MASTERCARD
Wirex One Card

Highest independent score of the 20 the eu & eea cards we have fully scored so far.

Score 4.2/5Details →
LOWEST FX FEE
DEBITKraken logo
CASHBACK
2%
ANNUAL FEE
Free
KRAK
KRAKEN
MASTERCARD/VISA
Krak

Lowest FX fee in this category. Check ATM and top-up costs too.

0% in the UK and EEA; 1% in the USDetails →
NO STAKING, NO FEE
DEBITBleap SIA logo
CASHBACK
20%
ANNUAL FEE
Free
BLEAP CRYPTO CARD
BLEAP SIA
MASTERCARD
Bleap Crypto Card

No staking requirement and no annual fee.

Score 4.0/5Details →
ALL THE EU & EEA CARDS

Compare the list

21 of 21 shown · sorted by our score
#
CARD
MAX REWARD
FX FEE
REGION
01
Wirex One logo
Wirex One Card
by Wirex One · Score 4.2/5
Up to 8%
0.35%
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Australia, Hong Kong, Japan, Macao, Malaysia, New Zealand, Philippines, South Korea, Taiwan, Thailand, Azerbaijan, Bahrain, Georgia, Kazakhstan, Oman, United Arab Emirates, Uzbekistan, Ghana, Kenya, Nigeria, South Africa, Uganda, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Mexico, Panama, Peru
02
Kraken logo
Krak
by Kraken · Score 4.1/5
Up to 2%
0% in the UK and EEA; 1% in the US
UK, EEA, United States (NOT available in: New York, Maine, Massachusetts, Indiana); card usable for spending and ATMs in 200+ countries worldwide
03
Solid logo
Solid Card
by Solid · Score 4.1/5
Up to 5%
2% Core; 1.5% Prime; 1% Ultra
All EU and EEA member states (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway), United Kingdom, Switzerland, Andorra, Gibraltar, Guernsey, Jersey, Isle of Man, Moldova, Ukraine, Argentina, Belize, Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Mexico, Panama, Paraguay, Peru, Suriname, Uruguay, Antigua and Barbuda, Bahamas, Barbados, Cayman Islands, Grenada, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, Côte d'Ivoire, Egypt, Ghana, Kenya, Morocco, Nigeria, Senegal, South Africa, Uganda, Zambia, Azerbaijan, Bangladesh, Georgia, Hong Kong, Indonesia, Japan, Kazakhstan, Macao, Malaysia, Pakistan, Philippines, Singapore, South Korea, Taiwan, Thailand, Uzbekistan, Vietnam, Bahrain, Israel, Oman, Saudi Arabia, Turkey, United Arab Emirates, Australia, New Zealand, United States (30+ states). NOT available to residents of: Belarus, China, Cuba, India, Iran, Iraq, Myanmar, Nepal, Nicaragua, North Korea, Russia, Syria, Venezuela.
04
Bleap SIA logo
Bleap Crypto Card
by Bleap SIA · Score 4.0/5
Up to 20%
0%
EEA, Switzerland
05
Wirex logo
Cardano Card
by Wirex · Not yet scored
Up to 8%
0%
EU, UK
06
Threely Dimensions Inc logo
Tria Card
by Threely Dimensions Inc · Score 4.0/5
Up to 6%
1% Visa FX fee
Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cabo Verde, Cambodia, Cameroon, Canada, Central African Republic, Chad, Chile, Colombia, Comoros, Congo (Republic of the), Congo (Democratic Republic of the), Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See (Vatican City), Honduras, Hungary, Iceland, Indonesia, Ireland, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Yemen, Zambia, Zimbabwe
07
Revolut Ltd logo
Revolut
by Revolut Ltd · Score 3.9/5
0-1%
0% up to £1,000/month on Standard, then a fair-usage fee; no limit on paid plans
EU, UK, Australia, Singapore, Switzerland, 40+ countries (US: separate Revolut product)
08
Bybit logo
Bybit Card
by Bybit · Score 3.8/5
Up to 10%
Varies by region
EEA, Switzerland, Australia, Brazil, Argentina, Mexico, Peru, Georgia, Kazakhstan (AIFC), Asia Pacific
09
Nexo logo
Nexo Card
by Nexo · Score 3.8/5
Up to 2%
EEA/UK/CH: 0.2% weekdays and 0.7% weekends; Rest of World: 2% weekdays and 2.5% weekends
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
10
COCA logo
COCA Visa Card
by COCA · Score 3.6/5
Up to 8%
0%
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Andorra, Gibraltar, Monaco, Montenegro, Switzerland, United Kingdom, Australia, Hong Kong, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand, Vietnam, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru
11
Monavate Ltd logo
1inch Card
by Monavate Ltd · Score 3.5/5
Up to 2%
0%
UK, EEA
12
Monavate Ltd logo
Gnosis Pay Card
by Monavate Ltd · Score 3.5/5
None
0% (Visa's rate applies)
EEA, UK, Switzerland and selected Latin American markets
13
Rebind SAS logo
Rebind Card
by Rebind SAS · Score 3.5/5
None
0%
EU
14
WhiteBIT logo
WhiteBIT Nóva
by WhiteBIT · Score 3.5/5
Up to 10%
up to 1% — on Nóva EUR card transactions; no separate universal FX fee is published
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, Ukraine
15
Tap Global Ltd logo
Tap Card
by Tap Global Ltd · Score 3.3/5
Up to 8%
0.5% Standard; 0.25% Prestige
EU, UK
16
Papaya Ltd. logo
Blackcatcard
by Papaya Ltd. · Score 3.1/5
Up to 5%
3% on non-EUR transactions (SEK, CZK, PLN and RON exempt)
EEA (Malta IBAN; card issuance reserved for EEA residents)
17
Deblock logo
Deblock Card
by Deblock · Score 3.1/5
Up to 1%
0%
EEA (all 30 countries; euro accounts, French-licensed)
18
KuCoin logo
KuCard
by KuCoin · Score 3.1/5
Up to 3%
2% for non-EUR transactions
EEA
19
Crypto.com logo
Crypto.com Visa
by Crypto.com · Score 3.0/5
Up to 4.5%
Varies by region and tier
Singapore, APAC, Australia & New Zealand, United States, Canada, European Union, United Kingdom, Brazil & select LATAM markets
20
Unlimit EU Ltd logo
Holyheld
by Unlimit EU Ltd · Score 3.0/5
Up to 1%
2.5% + €1 international
EU
21
Kardpay FZCO logo
Kardpay Card
by Kardpay FZCO · Score 1.8/5
Up to 2%
Varies
Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cabo Verde, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Côte d’Ivoire, Croatia, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Türkiye, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Yemen, Zambia

← Swipe to see all columns →

Reward rates are the issuer's published maximum and usually require a campaign or a category. “Our score” orders scored cards by our independent score; cards not yet scored stay in alphabetical order. Each card page shows when its data was last verified — confirm with the issuer before applying.

AT A GLANCE

the EU & EEA cards by the numbers

We list 21 cards here: 13 debit, 6 prepaid, 1 hybrid, 1 secured credit. 15 run on Visa and 10 on Mastercard.

14 of the 21 charge no annual fee, and 16 pay rewards without a staking requirement.

The lowest published FX fee is 0%, from 1inch Card, Bleap Crypto Card and Cardano Card and 6 more.

The highest advertised reward is 20% on Bleap Crypto Card; the median headline rate across the list is 5%, and headline rates usually need a top tier, staking or a category to reach.

9 are self-custody, and 20 support Apple Pay.

20 of these cards have had their terms checked against the issuer's own page, most recently on October 9, 2026.

PICK THE EU & EEA IF

  • You live in the EU or EEA and want to filter to cards that actually work in your country
  • You'd rather not read every issuer's terms just to check regional availability
  • You want to compare fees and rewards only among cards you can actually use
  • You're deciding between a local and an international-focused card

CHOOSE SOMETHING ELSE IF

  • You're outside the EU/EEA and need a different region's page instead
  • You need a card available in multiple regions rather than just one
  • Your specific country may not be covered by every card listed
  • You want guaranteed instant approval, which varies by issuer regardless of region
See other regions →
AVAILABILITY IN THE EU & EEA

Four things worth understanding

01
This page covers the EU and the EEA together

The EEA consists of the 27 EU member states plus Iceland, Liechtenstein and Norway. Issuers may describe their coverage as EU, EEA or a broader European region, so we compare qualifying EU and EEA cards together on one page rather than splitting them across separate lists.

02
Coverage within the EU/EEA still varies by card

"Available in the EU" or "EEA" doesn't always mean every country in the region. Some issuers exclude specific countries or territories, so check each card's own regional detail before assuming full coverage.

03
Issuers operate under different licenses

Some cards are issued as e-money products, others under a full banking license, in whichever country the issuer is regulated. This affects things like deposit protections and which local rules apply — worth checking per issuer, not assumed to be uniform.

04
Footprints change over time

Regional coverage can expand, narrow or disappear as issuers change products and licensing arrangements. Confirm current availability directly with the issuer before applying, not just from this page.

GOOD TO KNOW

EU & EEA crypto card availability questions

What's the difference between the EU and the EEA?

Does "available in the EU" mean every country in it?

Can availability change after this page was last updated?

Why isn't a card I know about listed here?

How many crypto cards work in the EU and EEA?

OTHER CATEGORIES
United StatesUKBrazilSwitzerlandMexicoArgentinaAustralia

Ready to compare EU & EEA crypto cards?
Five questions will narrow it down.

Find my card →Compare three