CATEGORY · 20 CARDS

Best crypto prepaid cards (2026)

Load a balance, spend it, top up again. No credit check, no credit line, and no interest. The trade-off is that a prepaid card is the weakest option for deposits and holds.

CATEGORY AT A GLANCE
20
prepaid cards tracked
18
with no annual fee
10%
highest advertised reward
0%
lowest FX spread
16 of 20 fully scored · verification date on each card page
BEST FOR

Our pick per use case

HIGHEST SCORE
PREPAIDMEXC logo
CASHBACK
10%
ANNUAL FEE
Free
MEXC GLOBAL CARD
MEXC
VISA
MEXC Global Card

Highest independent score of the 16 prepaid cards we have fully scored so far.

Score 4.3/5Details →
LOWEST FX FEE
PREPAID
UglyCash logo
CASHBACK
1%
ANNUAL FEE
Free
UGLY VISA
UGLYCASH
VISA
Ugly Visa

Lowest FX fee in this category. Check ATM and top-up costs too.

0% in El Salvador, 0.66% in Mexico, about 1% elsewhereDetails →
NO STAKING, NO FEE
PREPAID
Binance — Brazil, Peru & Colombia logo
CASHBACK
3%
ANNUAL FEE
Free
BINANCE CARD
BINANCE — BRAZIL, PERU & COLOMBIA
MASTERCARD
Binance Card

No staking requirement and no annual fee.

Score 3.9/5Details →
ALL PREPAID CARDS

Compare the list

20 of 20 shown · sorted by our score
#
CARD
MAX REWARD
FX FEE
REGION
01
MEXC logo
MEXC Global Card
by MEXC · Score 4.3/5
Up to 10%
0% MEXC markup — Visa's own exchange rate applies
Andorra, Angola, Antigua and Barbuda, Argentina, Australia, Azerbaijan, Bahamas, Bahrain, Barbados, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Brunei, Burkina Faso, Cabo Verde, Cameroon, Chad, Chile, Colombia, Comoros, Costa Rica, Côte d'Ivoire, Djibouti, Dominica, Dominican Republic, Ecuador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Georgia, Ghana, Grenada, Guyana, Honduras, Israel, Jamaica, Japan, Jordan, Kenya, Kiribati, Laos, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Maldives, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Monaco, Mongolia, Mozambique, Namibia, Nauru, New Zealand, Nigeria, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Qatar, Rwanda, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Solomon Islands, South Africa, South Korea, Sri Lanka, Suriname, Switzerland, Taiwan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Turkmenistan, Tuvalu, Uganda, Uruguay, Uzbekistan, Vatican City, Vietnam, Zambia
02
Binance — Brazil, Peru & Colombia logo
Binance Card
by Binance — Brazil, Peru & Colombia · Score 3.9/5
Up to 3%
1–2% in Brazil; 0% in Colombia and Peru
Brazil, Peru, Colombia
03
Airfill Prepaid AB logo
Bitrefill Card
by Airfill Prepaid AB · Score 3.9/5
2%
Varies
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland (US and Russian citizens are excluded)
04
Sutton Bank logo
Fold Card
by Sutton Bank · Score 3.9/5
Up to 3%
$3.00 per foreign transaction (waived with a $5,000 Fold Reserve balance)
United States
05
Bybit logo
Bybit Card
by Bybit · Score 3.8/5
Up to 10%
Varies by region
EEA, Switzerland, Australia, Brazil, Argentina, Mexico, Peru, Georgia, Kazakhstan (AIFC), Asia Pacific
06
Kolo logo
Kolo Card
by Kolo · Score 3.8/5
Up to 2%
1% conversion on card payments, plus 1% more at non-US merchants
60+ countries including Europe, the UK and UAE; card usable for spending in 170+ countries (NOT available in: US)
07
Peoples Trust Company logo
Shakepay Card
by Peoples Trust Company · Score 3.8/5
Up to 1.5%
3% on Base, 1.5% on Bright, 0% on Blue
Canada
08
UglyCash logo
Ugly Visa
by UglyCash · Score 3.6/5
1%
0% in El Salvador, 0.66% in Mexico, about 1% elsewhere
US + 15 Latin America countries (AR, CL, CO, CR, EC, SV, GT, HN, MX, PA, PY, PE, DO, UY, + Africa expansion Aug 2025)
09
Monavate Ltd logo
1inch Card
by Monavate Ltd · Score 3.5/5
Up to 2%
0%
UK, EEA
10
Laso Finance logo
Laso Card
by Laso Finance · Not yet scored
None
~2% on non-USD purchases (international card)
United States, Canada and 100+ countries on the international card (NOT available in: Afghanistan, Albania, Andorra, Angola, Antigua and Barbuda, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belize, Bermuda, Bolivia, Brunei, Burundi, Cape Verde, Cambodia, Cameroon, Central African Republic, Chad, China, Republic of the Congo, Cuba, Democratic Republic of the Congo, Dominican Republic, Ecuador, Egypt, Equatorial Guinea, Eritrea, Ethiopia, French Guiana, French Polynesia, Gabon, Ghana, Grenada, Guadeloupe, Guatemala, Guinea, Guyana, Haiti, Honduras, India, Iran, Iraq, Isle of Man, Jamaica, Jersey, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lebanon, Libya, Madagascar, Mali, Martinique, Mauritania, Mauritius, Moldova, Mongolia, Montenegro, Mozambique, Myanmar, Nepal, Nicaragua, Nigeria, North Korea, Pakistan, Palestine, Qatar, Réunion, Russia, Rwanda, Saint Lucia, Saudi Arabia, Seychelles, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Suriname, Syria, Taiwan, Tajikistan, Togo, Trinidad and Tobago, Tunisia, Turkey, Turks and Caicos Islands, Uganda, Ukraine, Vanuatu, Venezuela, Yemen, Zimbabwe)
11
RedotPay logo
RedotPay Card
by RedotPay · Score 3.3/5
None
1.2%
100+ countries (NOT available in: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Democratic Republic of the Congo, Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe)
12
Onboard logo
Onboard Flex Card
by Onboard · Not yet scored
None
1.5% + $0.30
Nigeria, Indonesia, Kenya and most other countries worldwide (NOT available in: Afghanistan, Algeria, Belarus, Burundi, Central African Republic, China, Comoros, Democratic Republic of the Congo, Republic of the Congo, Cuba, Gambia, Iran, Iraq, Kyrgyzstan, Lebanon, Liberia, Libya, Maldives, Myanmar, Nicaragua, North Korea, Russia, São Tomé and Príncipe, Serbia, Somalia, South Sudan, Sudan, Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Togo, Tokelau, Turkmenistan, Ukraine, United States, Uzbekistan, Venezuela, Wallis and Futuna, Yemen, Zimbabwe, Cyprus, India, Israel, Montenegro, Nepal, North Macedonia, Palestine, Turkey, Vietnam)
13
Rizon logo
Rizon Visa Card
by Rizon · Score 3.3/5
Up to 2.5%
1.7% (25% off on Gold, 50% off on Emerald)
122+ countries (card issuance: US + Latin America; usable in 147+ countries)
14
Ripio logo
Ripio Card
by Ripio · Not yet scored
Up to 4%
0%
Latin America
15
Tap Global Ltd logo
Tap Card
by Tap Global Ltd · Score 3.3/5
Up to 8%
0.5% Standard; 0.25% Prestige
EU, UK
16
Papaya Ltd. logo
Blackcatcard
by Papaya Ltd. · Score 3.1/5
Up to 5%
3% on non-EUR transactions (SEK, CZK, PLN and RON exempt)
EEA (Malta IBAN; card issuance reserved for EEA residents)
17
Crypto.com logo
Crypto.com Visa
by Crypto.com · Score 3.0/5
Up to 4.5%
Varies by region and tier
Singapore, APAC, Australia & New Zealand, United States, Canada, European Union, United Kingdom, Brazil & select LATAM markets
18
SC PAYMENTS Ltd logo
SolCard
by SC PAYMENTS Ltd · Score 2.6/5
None
1–2% on the no-KYC card; 0–1.5% after KYC
Global (KYC required — excluded: US, some OFAC-sanctioned countries)
19
THORWallet logo
THORWallet Card
by THORWallet · Not yet scored
0.5%
1.5%
Afghanistan, Albania, Algeria, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Botswana, Brazil, Brunei, Burkina Faso, Burundi, Cambodia, Canada, Cayman Islands, Central African Republic, Chad, Chile, Colombia, Comoros, Republic of the Congo, Costa Rica, Croatia, Cuba, Curaçao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Grenada, Guernsey, Guinea, Guinea-Bissau, Guyana, Honduras, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Latvia, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Madagascar, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Mongolia, Montserrat, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Nicaragua, Niue, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks & Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Zambia, Zimbabwe (NOT available in: Angola, Belarus, Bolivia, Bosnia and Herzegovina, British Virgin Islands, Bulgaria, Cameroon, China, Democratic Republic of the Congo, Côte d'Ivoire, Haiti, India, Iran, Iraq, Kenya, Kuwait, Laos, Lebanon, Monaco, Myanmar, Nepal, Nigeria, North Korea, Papua New Guinea, Russia, South Sudan, Sudan, Syria, Venezuela, Vietnam, Yemen)
20
Kardpay FZCO logo
Kardpay Card
by Kardpay FZCO · Score 1.8/5
Up to 2%
Varies
Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cabo Verde, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Côte d’Ivoire, Croatia, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Türkiye, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Yemen, Zambia

← Swipe to see all columns →

Reward rates are the issuer's published maximum and usually require a campaign or a category. “Our score” orders scored cards by our independent score; cards not yet scored stay in alphabetical order. Each card page shows when its data was last verified — confirm with the issuer before applying.

AT A GLANCE

Prepaid cards by the numbers

We list 20 cards here: 20 prepaid. 14 run on Visa and 7 on Mastercard.

18 of the 20 charge no annual fee, and 17 pay rewards without a staking requirement.

The lowest published FX fee is 0%, from 1inch Card, MEXC Global Card and Ripio Card and 1 more.

The highest advertised reward is 10% on Bybit Card; the median headline rate across the list is 2.75%, and headline rates usually need a top tier, staking or a category to reach.

2 are self-custody, and 14 support Apple Pay.

19 of these cards have had their terms checked against the issuer's own page, most recently on October 8, 2026.

PICK PREPAID IF

  • You want to spend a crypto balance without a credit check
  • You want no interest, no credit line and no repayment date
  • You are happy to top up from an exchange account
  • You want a virtual card working within minutes of approval

CHOOSE SOMETHING ELSE IF

  • You need the card for hotel or car-rental deposits
  • You want purchase protection or a chargeback right closer to a credit card's
  • You want to spend without selling your holdings, which is what a crypto-backed credit line does
  • You want the strongest headline reward rates, which sit on tiered credit programmes
See credit and debit cards →
HOW PREPAID WORKS

Three things worth understanding

01
The conversion happens at the tap

Your balance is converted to fiat at the moment of authorisation. Funding with a stablecoin makes the amount you spend predictable; funding with BTC means the coin cost moves with the market.

02
Rewards are usually points, not cash

Most prepaid programmes credit points or a native token that you redeem separately. Check the redemption terms before treating a headline rate as cashback.

03
Holds come out of your own money

With no credit line behind the card, a pre-authorisation reserves your balance. Keep a buffer when travelling, and carry a credit card for deposits.

GOOD TO KNOW

Prepaid questions

Is a prepaid card the same as a debit card?

Do I need a credit check?

Why do hotels and car rentals refuse prepaid?

What happens to my balance if I stop using the card?

OTHER CATEGORIES
All cardsCredit cardsDebit cardsSelf-custody cards

Prepaid, debit or credit?
Five questions will tell you.

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