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CATEGORY · 17 CARDS

Crypto prepaid cards

Load a balance, spend it, top up again. No credit check, no credit line, and no interest. The trade-off is that a prepaid card is the weakest option for deposits and holds.

CATEGORY AT A GLANCE
17
prepaid cards tracked
12
with no annual fee
10%
highest advertised reward
0%
lowest FX spread
All 17 prepaid programmes checked weekly
PICK PREPAID IF
You want to spend a crypto balance without a credit check
You want no interest, no credit line and no repayment date
You are happy to top up from an exchange account
You want a virtual card working within minutes of approval
CHOOSE SOMETHING ELSE IF
!You need the card for hotel or car-rental deposits
!You want purchase protection or a chargeback right closer to a credit card's
!You want to spend without selling your holdings, which is what a crypto-backed credit line does
!You want the strongest headline reward rates, which sit on tiered credit programmes
See credit and debit cards
BEST FOR

Our pick per use case

BEST OVERALL
Bybit Card logo
Mastercard
Bybit Card

Highest advertised reward in this category at Up to 10%.

Up to 10%Details →
BEST FOR TRAVEL
Coinbase Card logo
Visa
Coinbase Card

Lowest FX fee in this category.

0% (USD/USDC spending)Details →
BEST NO-FUSS
Bybit Card logo
Mastercard
Bybit Card

No staking requirement and no annual fee.

Up to 10%Details →
ALL PREPAID CARDS

Compare the list

17 of 17 shown · sorted by reward
#
CARD
MAX REWARD
FX FEE
REGION
01
Bybit Card logo
Bybit Card
by Bybit
Up to 10%
0.5%
EEA, Switzerland, Australia, Brazil, Argentina, Mexico, Georgia, AIFC
02
KAST Card logo
KAST Card
by KAST Tech
Up to 8%
0%
160+ countries (NOT: US, China, North Korea, Iran + other sanctioned/restricted — check app at signup)
03
SolCard logo
SolCard
by SC PAYMENTS Ltd
Up to 8%
2%
Global (KYC required — excluded: US, some OFAC-sanctioned countries)
04
Tap Card logo
Tap Card
by Tap Global Ltd
Up to 8%
0.5% Standard; 0.25% Prestige
EU, UK
05
Blackcatcard logo
Blackcatcard
by Papaya Ltd.
Up to 5%
3% non-EUR transactions
EU (Malta IBAN)
06
Crypto.com Visa logo
Crypto.com Visa
by Foris MT Limited
Up to 5%
0% (Plus and above)
EEA (31 countries), UK, Canada, Australia, Singapore, Brazil, Switzerland (NOT US via prepaid)
07
Kolo Card logo
Kolo Card
by Kolo
Up to 5%
0%
Global virtual card (exact supported countries not publicly listed — check app)
08
Solid Card logo
Solid Card
by Solid
Up to 5%
0%
US, LATAM, Africa
09
Coinbase Card logo
Coinbase Card
by Pathward
Up to 4%
0% (USD/USDC spending)
EU (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden), UK, US (select states)
10
Ripio Card logo
Ripio Card
by Ripio
Up to 4%
0%
Latin America
11
Binance Card logo
Binance Card
by Binance
Up to 3%
1-2% (IOF taxes apply in Brazil)
Brazil, Peru, Colombia only (global rollout discontinued Jan 2026)
12
Rizon Visa Card logo
Rizon Visa Card
by Rizon
2.5%
1.02%
122+ countries (card issuance: US + Latin America; usable in 147+ countries)
13
Bitrefill Card logo
Bitrefill Card
by Airfill Prepaid AB
2%
Varies
EEA
14
Kardpay Card logo
Kardpay Card
by Kardpay FZCO
Up to 2%
Varies
Afghanistan, Belarus, Cuba, North korea, Iran, Syria, Sudan, Venezuela, Russia, Ukraine, Sudan, Libya, Myanmar, Burundi, Central African Republic, Somalia, Zimbabwe
15
Fold Card logo
Fold Card
by Sutton Bank
Up to 1.5%
$3 flat fee (waived with Fold+)
United States
16
Shakepay Card logo
Shakepay Card
by Peoples Trust Company
Up to 1.5%
0%
Canada
17
Ugly Visa logo
Ugly Visa
by UglyCash
1%
0%
US + 15 Latin America countries (AR, CL, CO, CR, EC, SV, GT, HN, MX, PA, PY, PE, DO, UY, + Africa expansion Aug 2025)

Reward rates are the issuer's published maximum and usually require a campaign or a category. Figures re-checked weekly; verify with the issuer before applying.

HOW PREPAID WORKS

Three things worth understanding

01
The conversion happens at the tap

Your balance is converted to fiat at the moment of authorisation. Funding with a stablecoin makes the amount you spend predictable; funding with BTC means the coin cost moves with the market.

02
Rewards are usually points, not cash

Most prepaid programmes credit points or a native token that you redeem separately. Check the redemption terms before treating a headline rate as cashback.

03
Holds come out of your own money

With no credit line behind the card, a pre-authorisation reserves your balance. Keep a buffer when travelling, and carry a credit card for deposits.

GOOD TO KNOW

Prepaid questions

Is a prepaid card the same as a debit card?
+
Do I need a credit check?
+
Why do hotels and car rentals refuse prepaid?
+
What happens to my balance if I stop using the card?
+
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