LIVE FEE TABLE

Crypto card fees, compared in one table

All 51 cards, sortable by whichever fee matters most to you. Click a column to sort — click again to reverse it.

CardAnnual fee ↑Monthly feeFX feeATM feeCrypto conversion
1inch CardFreeNone0%Fee applies — reported as €3 + 1.5% (£2.50 + 1.5% in the UK); not in the published fee schedule1.75% crypto-to-fiat, plus a 2% card-spend fee on every purchase
Binance CardFreeNone1–2% in Brazil; 0% in Colombia and PeruNot available for the Global Program (virtual card only)0.9%
Bitpanda CardFreeNone0% Bitpanda markup — Visa's exchange rate and mark-up apply2% or €2 minimum, whichever is higherFree
Bitrefill CardFreeNoneVaries2.49%A variable spread on deposits, shown before you confirm
Bleap Crypto CardFreeNone0%Free up to €400/month0%
Bybit CardFreeNoneVaries by regionFree up to the monthly regional allowance0.9% (0.5% in Argentina; listed as unsupported in Peru) on top of Bybit's One-Click Sell rate, when funding from crypto rather than fiat
COCA Visa CardFreeNone0%Free up to $250/month, then 2%Free
Coinbase CardFreeNoneNo Coinbase transaction fee for card spending; crypto conversion may include Coinbase's spreadNo Coinbase fee; ATM operator fees may applyNo Coinbase card transaction fee; Coinbase includes a spread when it buys, sells or trades cryptocurrency
CoinZoom CardFreeNone0%Free1.49% when spending crypto
Crypto.com VisaFreeBasic is free; Level Up Plus and Pro have paid subscription options; Private requires qualifying CRO lockup/stakingVaries by region and tierMonthly free ATM limit varies by region and card tier; 2% on amounts above the free limit. ATM operator surcharges count towards the free limit.Varies by transaction and jurisdiction
Deblock CardFreeNone on Standard; €14.99 on Premium0%Standard: 1 withdrawal or €100/month free, then 1% (min €1). Premium and Native: 3 withdrawals or €1,000/month free.Buy and sell 1.99% on Standard, 0.49% on Premium, free on Native
Exa CardFreeNone1.5% on non-USD purchasesN/AFree
Exodus CardFreeNone0%N/AFree
Fold CardFreeNone$3.00 per foreign transaction (waived with a $5,000 Fold Reserve balance)$3.50 per withdrawal (waived with a $5,000 Fold Reserve balance); ATM operators may add their own fee1% plus a spread when buying or selling bitcoin (the 1% is waived with a $5,000 Fold Reserve balance)
Gemini Credit CardFreeNone0%Cash advance fees apply (standard credit card)Free
Kardpay CardFreeNoneVariesNo ATM access on virtual tiers (Core/Pro/Elite); $1,500/day on Physical Elite3-5% top-up fee (varies by tier)
Kolo CardFreeNone1% conversion on card payments, plus 1% more at non-US merchantsNot available — virtual card only; a physical card is plannedFree
KrakFreeNone0% to 1%Free from Kraken — third-party ATM operator fees may still applyVariable spread
KuCardFreeNone2% for non-EUR transactions€2 per withdrawal in Europe; 2% + €2 internationally—
Laso CardFreeNone~2%Not availableNone on stablecoin deposits
MEXC Global CardFreeNone0%Not supported0%
Nexo CardFreeNoneEEA/UK/CH: 0.2% weekdays and 0.7% weekends; Rest of World: 2% weekdays and 2.5% weekendsFree up to €200/month on Base, rising to €2,000 on Platinum; 2% after that (minimum €1.99)No separate card conversion fee published on the current Nexo Card page; Nexo handles conversion when spending digital assets
Onboard Flex CardFreeNone1.5% + $0.30Not available1.25%
Rebind CardFreeNone0%FreeFree
RedotPay CardFreeFree1.2%2%1%
Ripio CardFreeNone0%FreeFree
Rizon Visa CardFreeNone1.7%$1 + 0.65%Free
Shakepay CardFreeNone3% on Base, 1.5% on Bright, 0% on BlueFreeFree
SolCardFreeNone1–2% on the no-KYC card; 0–1.5% after KYCNot available5% top-up on the no-KYC card; 0% after KYC
Solid CardFreeNone2% CoreNot available (virtual card)—
THORWallet CardFreeNone1.5%$1 to $50%
Trade Republic CardFreeNone0%Free for withdrawals of €100 or more; €1 below €100Free
Ugly VisaFreeNone0% in El Salvador, 0.66% in Mexico, about 1% elsewhere$1 + 1.5% per withdrawalFree
WhiteBIT NóvaFreeNoneup to 1% — on Nóva EUR card transactions; no separate universal FX fee is published€3 per withdrawal in EEA; €3 + 2.2% outside EEA; physical card onlyCrypto is spent directly from the WhiteBIT exchange balance; no separate universal card conversion fee is published in the current Nóva EUR documentation
Wirex One CardFreeNone0.35%Free up to $100-$2,500/month by tier; unlimited for Bespoke; 2% after the allowance—
KAST CardFreeNone0.5%–1.75%$3 + 2% per withdrawal; maximum $250 per withdrawal and 3 withdrawals or $750 per 24 hoursStablecoin deposits convert to USD 1:1 with 0% spread; non-stablecoin deposits incur 2%-5% automatic conversion fees, varying by token
Xapo Card$1,000/year (Xapo Bank membership)None0%Free up to $100/month, then 2%0.1% BTC spread
Plutus Card£6.99-£19.99/month (no free tier in 2026)£6.99-£19.992.5% non-domestic2.5%Trading fee 1% on Starter; 0% on Everyday and Premium
BlackcatcardFreeNone3% on non-EUR transactions (SEK, CZK, PLN and RON exempt)Free up to €200/month in the EU, then 1% (min €1.50); 1% (min €1.50) outside the EUFree
Cardano CardFree€9.99-€29.99 (Premium/Elite)0%Free up to €200/mo StandardFree
Holyheld€29-€199 (Classic/Limited/Metal — one-time issuance)None2.5% + €1 international€1 domestic; 2.5% + €2 internationalFree
Tangem PayFreeNone1.5%2% to 4%None
Gnosis Pay Card€30/year (Safe wallet maintenance fee)None0%5 free withdrawals or €200/month, then 2%0%
XPlace CardFreeNone1%Varies by tier2.5% origination fee on borrowed credit
Uphold CardFreeNone1.5% on Essential; 0% on Elite (US); 0% on the UK card$2.95 on Essential; free on EliteConversion spread of roughly 0.5–1.2% depending on the asset
Tria CardFreeNone1% Visa FX fee$1 + 1% per withdrawal; maximum $750 per transaction and up to 3 withdrawals per 24 hours. ATM provider fees may also apply. Virtual (Lite) cards cannot make ATM withdrawals; Pro and Max require a physical card.0%
Ether.fi CashFreeNone~1–1.5%Free up to 10 withdrawals/mo on Pinnacle and VIPNo separate crypto conversion fee published
MetaMask CardFree Virtual; $199/year MetalNoneVirtual: 1% cross-border fee; Metal: 0% cross-border fee subject to fair useVirtual: 2%; ATM access currently limited to eligible US Virtual users. Metal: free up to $1,200/month, then 2%0% for eligible local-currency stablecoins; 0.5% for certain mismatched stablecoins; 0.875% for other cryptocurrencies; DeFi/yield tokens 0% up to $1,200/month then 0.5%
KOSH CardNot publishedNone1.5% on non-USD transactionsNot publishedFree
RevolutFreeNone0% up to £1,000/month on Standard, then a fair-usage fee; no limit on paid plansFree up to limit by tier, then 2%1.49% on Standard, 0.99% on Premium and Metal at the lowest volume band
Tap CardFreeNone0.5% Standard; 0.25% PrestigeFree up to €500/mo (most tiers); Unlimited (Prestige)1% Standard; 0.5% Gold; 0.25% Platinum/Prestige

Figures come from each issuer's published terms, and each card page shows when its data was last verified. See our methodology for how we verify every card. Not financial advice.

How many crypto cards have no annual fee?

35 of the 51 cards in this table charge $0 (or "Free") for the annual fee — see the full list on our no annual fee crypto cards page.

Why does a fee show as "—" for some cards?

The issuer hasn't published a single figure for that fee — often because it depends on tier, region or spend. Not published isn't the same as free; check the card's own page before assuming zero.

How often is this table updated?

There is no fixed cycle for every card. Each card page shows the date its data was last verified. See our methodology for exactly how that verification works.