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DEBIT · VISANo annual fee

Cardano Card

by Wirex · EU, UK

Cardano-branded Visa card issued by Wirex. Spend ADA and other crypto at Visa locations earning Cryptoback™ rewards. Personal IBAN for EEA users. Borrow against ADA collateral. Non-custodial version planned for 2026.

Referral link, see our affiliate disclosure
DEBITCardano Card logo
CARDANO CARD
Visa
MAX REWARD
Up to 8%
ANNUAL FEE
Free (Standard) / €9.99-€29.99/mo (Premium/Elite)
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free (Standard) / €9.99-€29.99/mo (Premium/Elite)
Cost to hold the card
MAX REWARD
Up to 8%
Cryptoback™ in ADA or WXT on all purchases
REWARDS IN
ADA, WXT
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
EU, UK
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning Up to 8%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 8%, cryptoback™ in ada or wxt on all purchases, paid in ADA, WXT. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free (Standard) / €9.99-€29.99/mo (Premium/Elite)
Monthly fee
Recurring account cost
€9.99-€29.99 (Premium/Elite)
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free up to €200/mo Standard
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ Cryptoback™ in ADA or WXT on all purchases

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓Up to 8% Cryptoback™
✓0% FX fees
✓Personal IBAN for EEA
✓Apple Pay and Google Pay
✓ADA ecosystem integration
LOOK ELSEWHERE IF
!EU and UK only
!Rewards initially in WXT then swappable to ADA
!Premium features need subscription
STANDOUT FEATURES

What sets it apart

✦ADA-focused reward earning
✦Personal IBAN for EEA
✦Borrow against ADA collateral
✦Non-custodial version planned
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Cardano Card?
+
Does the Cardano Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Cardano Card?
+
Does it work with Apple Pay and Google Pay?
+

Figures on this page come from Wirex's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

WIREX
Up to 8%
No annual fee · 0% FX
Apply now →
You apply on the issuer's own site. We may earn a referral fee.

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REGIONS
EUUnited StatesUKBrazilSwitzerlandMexicoArgentinaAustralia

1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

© 2026 Cryptocards.oneTermsPrivacyAffiliate disclosure
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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.