Cardano Card
Cardano-branded Visa card issued by Wirex. Spend ADA and other crypto at Visa locations earning Cryptoback™ rewards. Personal IBAN for EEA users. Borrow against ADA collateral. Non-custodial version planned for 2026.
Is the Cardano Card worth it?
The Cardano Card is a debit card on Visa, paying up to 8% back on spend. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 8% back on everyday spending
- you don't want to stake or lock up a token to earn the rate
THINK TWICE IF
- you want to hold your own keys — this card is custodial
- a fixed cost is a dealbreaker — the annual fee is Free (Standard) / €9.99-€29.99/mo…
- you're outside EU, UK
The card at a glance
Earning Up to 8%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 8%, cryptoback™ in ADA or WXT on all purchases, paid in ADA, WXT. No staking required for the base rate.
Fees you'll actually meet
ℹ️ Cryptoback™ in ADA or WXT on all purchases
Strengths and trade-offs
WORKS FOR YOU IF
- Up to 8% Cryptoback™
- 0% FX fees
- Personal IBAN for EEA
- Apple Pay and Google Pay
- ADA ecosystem integration
LOOK ELSEWHERE IF
- EU and UK only
- Rewards initially in WXT then swappable to ADA
- Premium features need subscription
What sets it apart
- ADA-focused reward earning
- Personal IBAN for EEA
- Borrow against ADA collateral
- Non-custodial version planned
Common questions
Where can I use the Cardano Card?
Does the Cardano Card have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the Cardano Card?
Does it work with Apple Pay and Google Pay?
Figures on this page come from Wirex's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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