Bleap Crypto Card
Non-custodial Mastercard powered by Account Abstraction. Spend major cryptos and memecoins directly from a self-custodial wallet with 0% FX and 0% conversion fees. 1% cashback in USDC on everyday spending, 3% on rides and delivery and 20% on selected subscriptions. EUR, GBP and USD digital accounts with IBAN available.
Is the Bleap Crypto Card worth it?
The Bleap Crypto Card is a debit card on Mastercard, paying up to 20% back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 20% back on everyday spending
- you don't want to stake or lock up a token to earn the rate
- you want a card with no annual fee
- you want your crypto to stay in your own wallet until you spend it
THINK TWICE IF
- you're outside EEA, Switzerland
How we rate the Bleap Crypto Card
- Cost25%5.0 / 5
No card, monthly or annual fee, no FX markup, no conversion fee, and ATM withdrawals free up to €400 a month — as cheap as this comparison gets.
- Conditions25%4.0 / 5
No stake, balance or plan is needed. The 20% headline is real but applies only to streaming, AI and gaming subscriptions, far above the everyday rate.
- Rewards25%3.5 / 5
1% on everything, 3% on rides and delivery, and 20% on listed subscriptions, all paid in USDC with per-category monthly caps. A 2% restaurant and supermarket rate ended with its promotion on 31 May 2026.
- Reliability25%3.5 / 5
Licensed under MiCA by Latvijas Banka with dated cashback terms and a published eligibility list, but the product is young and some EEA countries are still waiting.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
Earning Up to 20%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 20%, paid in USDC. No staking required for the base rate.
- 1% on everything (on up to €500 per transaction and €3,000 a month), 3% on rides and delivery (up to €50 per transaction and €500 a month each), and 20% on listed streaming, AI and gaming subscriptions.
- Paid in USDC once the transaction settles.
- The 2% restaurant and supermarket promotion ended on 31 May 2026.
Fees you'll actually meet
Strengths and trade-offs
WORKS FOR YOU IF
- Non-custodial self-custody
- 0% FX fees
- 0% conversion fees
- 1–20% USDC cashback by category
- Apple Pay and Google Pay
LOOK ELSEWHERE IF
- ATM hard cap €400/month
- Cashback capped
- EEA and Switzerland only (Latin America rolling out)
- 3 ATM withdrawals per 30 days max
What sets it apart
- Account Abstraction powered non-custodial wallet
- EUR, GBP and USD IBANs
- Memecoin support
- 1:1 stablecoin spending
Latest news & analysis
Common questions
Where can I use the Bleap Crypto Card?
Does the Bleap Crypto Card have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the Bleap Crypto Card?
Does it work with Apple Pay and Google Pay?
Is this a self-custody card?
Figures on this page come from Bleap SIA's published card terms and were verified on October 3, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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