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CATEGORY · 4 CARDS

Ethereum reward cards

Q: How is an Ethereum reward calculated?

As a percentage of each purchase, converted to ETH at the transaction-time exchange rate, then credited to your reward balance. The percentage is fixed; the ETH amount and its later value are not.

Q: Do I pay gas fees to receive ETH rewards?

Not to receive them — crediting typically happens on the issuer's internal ledger, not on-chain. Gas fees only apply if you later withdraw the balance to a self-custody wallet, and that cost is separate from the card itself.

Q: Can I choose ETH instead of the card's default reward asset?

Only if the specific card offers a choice — most issuers pay a fixed reward asset per card. Check each card's rewardsIn field on its detail page to see what's actually offered.

Q: Do Ethereum rewards count as taxable income?

Often, depending on your jurisdiction — crypto rewards can be treated as income when received, with further implications when sold. This varies by country; we can't give tax advice, so check with a local advisor.

Cards that pay cashback in ETH on every purchase. The rate is fixed; what the reward is worth later moves with Ethereum's price.

See the 4 cards Is an ETH reward right for me?

CATEGORY AT A GLANCE

4

ethereum cards tracked

3

with no annual fee

10%

highest advertised reward

0%

lowest FX spread

All 4 ethereum programmes checked weekly

PICK ETHEREUM IF

✓You want long-term Ethereum exposure alongside everyday spending

✓You already hold ETH and want rewards to add to that position

✓You're comfortable with the reward's value fluctuating after you earn it

✓You'd rather diversify rewards beyond Bitcoin specifically

CHOOSE SOMETHING ELSE IF

!You want a predictable, stable reward value

!You'd rather receive rewards in a stablecoin or cash equivalent

!You plan to spend rewards immediately without price exposure

!You're not tracking or interested in holding an ETH balance

See stablecoin-reward cards →

BEST FOR

Our pick per use case

BEST OVERALL

Mastercard

Bybit Card

Highest advertised reward in this category at Up to 10%.

Up to 10%Details →

BEST FOR TRAVEL

Visa

Coinbase Card

Lowest FX fee in this category.

0% (USD/USDC spending)Details →

BEST NO-FUSS

Mastercard

Bybit Card

No staking requirement and no annual fee.

Up to 10%Details →

ALL ETHEREUM CARDS

Compare the list

4 of 4 shown · sorted by reward

#
CARD
MAX REWARD
FX FEE
REGION

01

Bybit Card

by Bybit

Up to 10%

0.5%

EEA, Switzerland, Australia, Brazil, Argentina, Mexico, Georgia, AIFC

Details Apply

02

Gemini Credit Card

by Gemini Space Station

Up to 10%

0%

United States only (closed UK & EU in April 2026)

Details Apply

03

Uphold Card

by Uphold

Up to 6%

Free (Elite), fee applies (Essential)

US, EU, UK, Brazil, Mexico

Details Apply

04

Coinbase Card

by Pathward

Up to 4%

0% (USD/USDC spending)

EU (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden), UK, US (select states)

Details Apply

Reward rates are the issuer's published maximum and usually require a campaign or a category. Figures re-checked weekly; verify with the issuer before applying.

HOW ETH REWARDS WORK

Three things worth understanding

01

Rewards accrue as fractional ETH

Cashback is calculated as a percentage of spend and converted to ETH at the transaction rate — on everyday purchases that means small fractional amounts, aggregated over time.

02

ETH's value moves independently of your spending

The reward rate is fixed at the point of purchase; what the accumulated ETH is worth afterward depends entirely on Ethereum's price, which can move significantly.

03

Network fees are the issuer's problem, not yours, on the reward itself

Crediting your reward balance doesn't require an on-chain transaction on your end — it typically happens on the issuer's internal ledger. Gas fees only become relevant if and when you withdraw to a self-custody wallet.