CATEGORY · 51 CARDS

Best crypto cashback cards (2026)

Cards that pay you back for spending — in a stablecoin, in the issuer's own token, or your choice of either. The headline rate is rarely the rate you'll actually earn; here's what each card really pays.

CATEGORY AT A GLANCE
51
cashback cards tracked
35
with no annual fee
20%
highest advertised reward
0%
lowest FX spread
45 of 51 fully scored · verification date on each card page
BEST FOR

Our pick per use case

HIGHEST SCORE
CREDITGemini, issued by WebBank logo
CASHBACK
4%
ANNUAL FEE
Free
GEMINI CREDIT CARD
GEMINI, ISSUED BY WEBBANK
MASTERCARD
Gemini Credit Card

Highest independent score of the 45 cashback cards we have fully scored so far.

Score 4.3/5Details →
LOWEST FX FEE
PREPAIDMEXC logo
CASHBACK
10%
ANNUAL FEE
Free
MEXC GLOBAL CARD
MEXC
VISA
MEXC Global Card

Lowest FX fee in this category. Check ATM and top-up costs too.

0% MEXC markup — Visa's own exchange rate appliesDetails →
NO STAKING, NO FEE
DEBITTrade Republic Bank GmbH logo
CASHBACK
2%
ANNUAL FEE
Free
TRADE REPUBLIC CARD
TRADE REPUBLIC BANK GMBH
VISA
Trade Republic Card

No staking requirement and no annual fee.

Score 4.3/5Details →
ALL CASHBACK CARDS

Compare the list

51 of 51 shown · sorted by our score
#
CARD
MAX REWARD
FX FEE
REGION
01
Gemini, issued by WebBank logo
Gemini Credit Card
by Gemini, issued by WebBank · Score 4.3/5
Up to 4%
0%
United States only (closed UK & EU in April 2026)
02
MEXC logo
MEXC Global Card
by MEXC · Score 4.3/5
Up to 10%
0% MEXC markup — Visa's own exchange rate applies
Andorra, Angola, Antigua and Barbuda, Argentina, Australia, Azerbaijan, Bahamas, Bahrain, Barbados, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Brunei, Burkina Faso, Cabo Verde, Cameroon, Chad, Chile, Colombia, Comoros, Costa Rica, Côte d'Ivoire, Djibouti, Dominica, Dominican Republic, Ecuador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Georgia, Ghana, Grenada, Guyana, Honduras, Israel, Jamaica, Japan, Jordan, Kenya, Kiribati, Laos, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Maldives, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Monaco, Mongolia, Mozambique, Namibia, Nauru, New Zealand, Nigeria, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Qatar, Rwanda, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Solomon Islands, South Africa, South Korea, Sri Lanka, Suriname, Switzerland, Taiwan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Turkmenistan, Tuvalu, Uganda, Uruguay, Uzbekistan, Vatican City, Vietnam, Zambia
03
Trade Republic Bank GmbH logo
Trade Republic Card
by Trade Republic Bank GmbH · Score 4.3/5
Up to 2%
0%
Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain
04
Wirex One logo
Wirex One Card
by Wirex One · Score 4.2/5
Up to 8%
0.35%
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Australia, Hong Kong, Japan, Macao, Malaysia, New Zealand, Philippines, South Korea, Taiwan, Thailand, Azerbaijan, Bahrain, Georgia, Kazakhstan, Oman, United Arab Emirates, Uzbekistan, Ghana, Kenya, Nigeria, South Africa, Uganda, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Mexico, Panama, Peru
05
Transact Payments Malta Ltd logo
Bitpanda Card
by Transact Payments Malta Ltd · Score 4.1/5
1%
0% Bitpanda markup — Visa's exchange rate and mark-up apply
Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain (euro-area residents only; NOT available in: UK)
06
Ether.Fi Cash Ltd logo
Ether.fi Cash
by Ether.Fi Cash Ltd · Score 4.1/5
Up to 4%
~1–1.5% depending on plan
Andorra, Angola, Antigua & Barbuda, Argentina, Australia, Austria, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Bolivia, Brazil, British Virgin Islands, Bulgaria, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominica, Dominican Republic, Ecuador, El Salvador, France, Germany, Gibraltar, Greece, Guernsey, Guatemala, Guyana, Honduras, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Isle of Man, Italy, Japan, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Maldives, Malta, Mexico, Monaco, New Zealand, Nigeria, Norway, Oman, Palau, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Romania, Saudi Arabia, Seychelles, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, St. Kitts & Nevis, St. Lucia, St. Vincent & the Grenadines, Suriname, Sweden, Switzerland, Taiwan, Thailand, Trinidad & Tobago, Turks & Caicos Islands, UAE, UK, United States (only Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia, Wyoming), Uruguay, Vanuatu.
07
Kraken logo
Krak
by Kraken · Score 4.1/5
Up to 2%
0% in the UK and EEA; 1% in the US
UK, EEA, United States (NOT available in: New York, Maine, Massachusetts, Indiana); card usable for spending and ATMs in 200+ countries worldwide
08
Wirex logo
Cardano Card
by Wirex · Not yet scored
Up to 8%
0%
EU, UK
09
Solid logo
Solid Card
by Solid · Score 4.1/5
Up to 5%
2% Core; 1.5% Prime; 1% Ultra
All EU and EEA member states (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway), United Kingdom, Switzerland, Andorra, Gibraltar, Guernsey, Jersey, Isle of Man, Moldova, Ukraine, Argentina, Belize, Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Mexico, Panama, Paraguay, Peru, Suriname, Uruguay, Antigua and Barbuda, Bahamas, Barbados, Cayman Islands, Grenada, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, Côte d'Ivoire, Egypt, Ghana, Kenya, Morocco, Nigeria, Senegal, South Africa, Uganda, Zambia, Azerbaijan, Bangladesh, Georgia, Hong Kong, Indonesia, Japan, Kazakhstan, Macao, Malaysia, Pakistan, Philippines, Singapore, South Korea, Taiwan, Thailand, Uzbekistan, Vietnam, Bahrain, Israel, Oman, Saudi Arabia, Turkey, United Arab Emirates, Australia, New Zealand, United States (30+ states). NOT available to residents of: Belarus, China, Cuba, India, Iran, Iraq, Myanmar, Nepal, Nicaragua, North Korea, Russia, Syria, Venezuela.
10
Bleap SIA logo
Bleap Crypto Card
by Bleap SIA · Score 4.0/5
Up to 20%
0%
EEA, Switzerland
11
issued by Pathward, N.A.; powered by Marqeta logo
Coinbase Card
issued by Pathward, N.A.; powered by Marqeta · Score 4.0/5
Variable
No Coinbase transaction fee for card spending; crypto conversion may include Coinbase's spread
US
12
Threely Dimensions Inc logo
Tria Card
by Threely Dimensions Inc · Score 4.0/5
Up to 6%
1% Visa FX fee
Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cabo Verde, Cambodia, Cameroon, Canada, Central African Republic, Chad, Chile, Colombia, Comoros, Congo (Republic of the), Congo (Democratic Republic of the), Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See (Vatican City), Honduras, Hungary, Iceland, Indonesia, Ireland, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Yemen, Zambia, Zimbabwe
13
Uphold logo
Uphold Card
by Uphold · Score 4.0/5
Up to 4%
1.5% on Essential; 0% on Elite (US); 0% on the UK card
United States (NOT available in: Louisiana, New York or US territories), United Kingdom
14
Binance — Brazil, Peru & Colombia logo
Binance Card
by Binance — Brazil, Peru & Colombia · Score 3.9/5
Up to 3%
1–2% in Brazil; 0% in Colombia and Peru
Brazil, Peru, Colombia
15
Airfill Prepaid AB logo
Bitrefill Card
by Airfill Prepaid AB · Score 3.9/5
2%
Varies
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland (US and Russian citizens are excluded)
16
Sutton Bank logo
Fold Card
by Sutton Bank · Score 3.9/5
Up to 3%
$3.00 per foreign transaction (waived with a $5,000 Fold Reserve balance)
United States
17
KAST logo
KAST Card
by KAST · Score 3.9/5
Up to 3% USD
0.5%-1.75% on non-USD transactions, depending on country of residence and transaction location
Supported countries are determined during KAST signup; KAST does not publish a fixed public country list
18
Consensys / Baanx logo
MetaMask Card
by Consensys / Baanx · Score 3.9/5
Up to 3%
Virtual: 1% cross-border fee; Metal: 0% cross-border fee subject to fair use
Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
19
Revolut Ltd logo
Revolut
by Revolut Ltd · Score 3.9/5
0-1%
0% up to £1,000/month on Standard, then a fair-usage fee; no limit on paid plans
EU, UK, Australia, Singapore, Switzerland, 40+ countries (US: separate Revolut product)
20
Bybit logo
Bybit Card
by Bybit · Score 3.8/5
Up to 10%
Varies by region
EEA, Switzerland, Australia, Brazil, Argentina, Mexico, Peru, Georgia, Kazakhstan (AIFC), Asia Pacific
21
Exodus Movement logo
Exodus Card
by Exodus Movement · Score 3.8/5
0%
0%
Andorra, Argentina, Austria, Belgium, Bosnia and Herzegovina, Brazil, Bulgaria, Canada, Colombia, Croatia, Cyprus, Denmark, Finland, France, Germany, Gibraltar, Greece, Guatemala, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Niger, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United States, Uruguay
22
Kolo logo
Kolo Card
by Kolo · Score 3.8/5
Up to 2%
1% conversion on card payments, plus 1% more at non-US merchants
60+ countries including Europe, the UK and UAE; card usable for spending in 170+ countries (NOT available in: US)
23
Nexo logo
Nexo Card
by Nexo · Score 3.8/5
Up to 2%
EEA/UK/CH: 0.2% weekdays and 0.7% weekends; Rest of World: 2% weekdays and 2.5% weekends
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
24
Peoples Trust Company logo
Shakepay Card
by Peoples Trust Company · Score 3.8/5
Up to 1.5%
3% on Base, 1.5% on Bright, 0% on Blue
Canada
25
COCA logo
COCA Visa Card
by COCA · Score 3.6/5
Up to 8%
0%
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Andorra, Gibraltar, Monaco, Montenegro, Switzerland, United Kingdom, Australia, Hong Kong, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand, Vietnam, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru
26
UglyCash logo
Ugly Visa
by UglyCash · Score 3.6/5
1%
0% in El Salvador, 0.66% in Mexico, about 1% elsewhere
US + 15 Latin America countries (AR, CL, CO, CR, EC, SV, GT, HN, MX, PA, PY, PE, DO, UY, + Africa expansion Aug 2025)
27
Laso Finance logo
Laso Card
by Laso Finance · Not yet scored
None
~2% on non-USD purchases (international card)
United States, Canada and 100+ countries on the international card (NOT available in: Afghanistan, Albania, Andorra, Angola, Antigua and Barbuda, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belize, Bermuda, Bolivia, Brunei, Burundi, Cape Verde, Cambodia, Cameroon, Central African Republic, Chad, China, Republic of the Congo, Cuba, Democratic Republic of the Congo, Dominican Republic, Ecuador, Egypt, Equatorial Guinea, Eritrea, Ethiopia, French Guiana, French Polynesia, Gabon, Ghana, Grenada, Guadeloupe, Guatemala, Guinea, Guyana, Haiti, Honduras, India, Iran, Iraq, Isle of Man, Jamaica, Jersey, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lebanon, Libya, Madagascar, Mali, Martinique, Mauritania, Mauritius, Moldova, Mongolia, Montenegro, Mozambique, Myanmar, Nepal, Nicaragua, Nigeria, North Korea, Pakistan, Palestine, Qatar, Réunion, Russia, Rwanda, Saint Lucia, Saudi Arabia, Seychelles, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Suriname, Syria, Taiwan, Tajikistan, Togo, Trinidad and Tobago, Tunisia, Turkey, Turks and Caicos Islands, Uganda, Ukraine, Vanuatu, Venezuela, Yemen, Zimbabwe)
28
Monavate Ltd logo
1inch Card
by Monavate Ltd · Score 3.5/5
Up to 2%
0%
UK, EEA
29
Monavate Ltd logo
Gnosis Pay Card
by Monavate Ltd · Score 3.5/5
None
0% (Visa's rate applies)
EEA, UK, Switzerland and selected Latin American markets
30
Rebind SAS logo
Rebind Card
by Rebind SAS · Score 3.5/5
None
0%
EU
31
Onboard logo
Onboard Flex Card
by Onboard · Not yet scored
None
1.5% + $0.30
Nigeria, Indonesia, Kenya and most other countries worldwide (NOT available in: Afghanistan, Algeria, Belarus, Burundi, Central African Republic, China, Comoros, Democratic Republic of the Congo, Republic of the Congo, Cuba, Gambia, Iran, Iraq, Kyrgyzstan, Lebanon, Liberia, Libya, Maldives, Myanmar, Nicaragua, North Korea, Russia, São Tomé and Príncipe, Serbia, Somalia, South Sudan, Sudan, Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Togo, Tokelau, Turkmenistan, Ukraine, United States, Uzbekistan, Venezuela, Wallis and Futuna, Yemen, Zimbabwe, Cyprus, India, Israel, Montenegro, Nepal, North Macedonia, Palestine, Turkey, Vietnam)
32
WhiteBIT logo
WhiteBIT Nóva
by WhiteBIT · Score 3.5/5
Up to 10%
up to 1% — on Nóva EUR card transactions; no separate universal FX fee is published
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, Ukraine
33
Exa Labs SAS logo
Exa Card
by Exa Labs SAS · Score 3.4/5
0%
1.5% on non-USD purchases
United States (31 states: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia, Wyoming), Antigua & Barbuda, Argentina, Australia, Bahamas, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Suriname, Trinidad and Tobago, Turks & Caicos Islands, UAE, Uganda, Uruguay, Zambia (NOT available in: UK, Europe, Bangladesh, Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Myanmar, Nepal, Nicaragua, North Korea, Russia, Syria, Turkey, Ukraine, Venezuela, Vietnam)
34
Piers Technology Inc logo
KOSH Card
by Piers Technology Inc · Score 3.4/5
Up to 10%
1.5% on non-USD transactions
90+ countries
35
Pontech Group L.L.C-FZ logo
XPlace Card
by Pontech Group L.L.C-FZ · Score 3.4/5
Up to 2%
1% (0% on Platinum)
98 countries including the United States (XPlace publishes no country list)
36
Ripio logo
Ripio Card
by Ripio · Not yet scored
Up to 4%
0%
Latin America
37
CoinZoom logo
CoinZoom Card
by CoinZoom · Score 3.3/5
Up to 5%
0%
150+ countries
38
RedotPay logo
RedotPay Card
by RedotPay · Score 3.3/5
None
1.2%
100+ countries (NOT available in: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Democratic Republic of the Congo, Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe)
39
Rizon logo
Rizon Visa Card
by Rizon · Score 3.3/5
Up to 2.5%
1.7% (25% off on Gold, 50% off on Emerald)
122+ countries (card issuance: US + Latin America; usable in 147+ countries)
40
Tap Global Ltd logo
Tap Card
by Tap Global Ltd · Score 3.3/5
Up to 8%
0.5% Standard; 0.25% Prestige
EU, UK
41
Tangem logo
Tangem Pay
by Tangem · Not yet scored
Up to 2%
1.5% (1% until 15 October 2026)
Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Mexico, New Zealand, Nigeria, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Singapore, South Africa, Suriname, Trinidad and Tobago, Turks & Caicos Islands, UAE, Uruguay, United States (only Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia, Wyoming) (NOT available in: Russia, Belarus, Venezuela, Cuba, Iran, Syria, North Korea, Ukraine, Turkey, Israel, China, India, Vietnam, Nepal, Iraq, Myanmar, Nicaragua, Sri Lanka)
42
Xapo Bank Ltd logo
Xapo Card
by Xapo Bank Ltd · Score 3.3/5
Up to 1%
0%
110+ countries (NOT US — offshore banking focus; Gibraltar regulated)
43
THORWallet logo
THORWallet Card
by THORWallet · Not yet scored
0.5%
1.5%
Afghanistan, Albania, Algeria, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Botswana, Brazil, Brunei, Burkina Faso, Burundi, Cambodia, Canada, Cayman Islands, Central African Republic, Chad, Chile, Colombia, Comoros, Republic of the Congo, Costa Rica, Croatia, Cuba, Curaçao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Grenada, Guernsey, Guinea, Guinea-Bissau, Guyana, Honduras, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Latvia, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Madagascar, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Mongolia, Montserrat, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Nicaragua, Niue, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks & Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Zambia, Zimbabwe (NOT available in: Angola, Belarus, Bolivia, Bosnia and Herzegovina, British Virgin Islands, Bulgaria, Cameroon, China, Democratic Republic of the Congo, Côte d'Ivoire, Haiti, India, Iran, Iraq, Kenya, Kuwait, Laos, Lebanon, Monaco, Myanmar, Nepal, Nigeria, North Korea, Papua New Guinea, Russia, South Sudan, Sudan, Syria, Venezuela, Vietnam, Yemen)
44
Papaya Ltd. logo
Blackcatcard
by Papaya Ltd. · Score 3.1/5
Up to 5%
3% on non-EUR transactions (SEK, CZK, PLN and RON exempt)
EEA (Malta IBAN; card issuance reserved for EEA residents)
45
Deblock logo
Deblock Card
by Deblock · Score 3.1/5
Up to 1%
0%
EEA (all 30 countries; euro accounts, French-licensed)
46
KuCoin logo
KuCard
by KuCoin · Score 3.1/5
Up to 3%
2% for non-EUR transactions
EEA
47
Crypto.com logo
Crypto.com Visa
by Crypto.com · Score 3.0/5
Up to 4.5%
Varies by region and tier
Singapore, APAC, Australia & New Zealand, United States, Canada, European Union, United Kingdom, Brazil & select LATAM markets
48
Unlimit EU Ltd logo
Holyheld
by Unlimit EU Ltd · Score 3.0/5
Up to 1%
2.5% + €1 international
EU
49
SC PAYMENTS Ltd logo
SolCard
by SC PAYMENTS Ltd · Score 2.6/5
None
1–2% on the no-KYC card; 0–1.5% after KYC
Global (KYC required — excluded: US, some OFAC-sanctioned countries)
50
Block Code Ltd logo
Plutus Card
by Block Code Ltd · Score 2.4/5
Up to 9%
2.5% non-domestic
Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Spain, Sweden, United Kingdom
51
Kardpay FZCO logo
Kardpay Card
by Kardpay FZCO · Score 1.8/5
Up to 2%
Varies
Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cabo Verde, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Côte d’Ivoire, Croatia, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Türkiye, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Yemen, Zambia

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Reward rates are the issuer's published maximum and usually require a campaign or a category. “Our score” orders scored cards by our independent score; cards not yet scored stay in alphabetical order. Each card page shows when its data was last verified — confirm with the issuer before applying.

AT A GLANCE

Cashback cards by the numbers

We list 51 cards here: 22 debit, 20 prepaid, 5 secured credit, 3 credit, 1 hybrid. 41 run on Visa and 15 on Mastercard.

35 of the 51 charge no annual fee, and 44 pay rewards without a staking requirement.

The lowest published FX fee is 0%, from 1inch Card, Bitpanda Card and Bleap Crypto Card and 15 more.

The highest advertised reward is 20% on Bleap Crypto Card; the median headline rate across the list is 3%, and headline rates usually need a top tier, staking or a category to reach.

17 are self-custody, and 45 support Apple Pay.

49 of these cards have had their terms checked against the issuer's own page, most recently on October 9, 2026.

PICK CASHBACK IF

  • You want ongoing rewards on spending you'd do anyway
  • You're comfortable comparing a headline rate against the realistic one
  • You don't mind receiving rewards in crypto rather than cash
  • You can meet a staking or spend tier to unlock a higher rate

CHOOSE SOMETHING ELSE IF

  • You want a guaranteed flat rate with no tiers or conditions
  • You'd rather not hold or manage a reward-asset balance
  • You spend unevenly and would routinely miss monthly caps
  • You want cash-equivalent rewards without price exposure
See non-reward cards →
HOW CASHBACK WORKS

Three things worth understanding

01
The headline rate is usually a ceiling

"Up to 10% back" describes the top of a band, reachable only at the highest staking or spending tier. Most cardholders land on the base rate, which can be a fraction of the advertised figure.

02
Rewards are paid in different assets

Some programmes pay cashback in a stablecoin, some in the issuer's own token, some let you choose. The asset matters as much as the rate — a token reward carries price risk a stablecoin reward doesn't.

03
Caps reset on a cycle, usually monthly

Almost every cashback card caps how much reward you can earn in a period. Once you hit it, further spending earns nothing extra until the next cycle — worth knowing before you plan around the top rate.

GOOD TO KNOW

Cashback questions

Is cashback paid in crypto or actual cash?

Why don't I earn the advertised top rate?

Do unused cashback caps roll over?

Does cashback count as taxable income?

OTHER CATEGORIES
All cardsCredit cardsDebit cardsPrepaid cardsSelf-custody cardsNo annual feeApple Pay cards

Which rate can you actually reach?
Five questions will tell you.

Find my card →Compare three