Knowledge base

Questions about crypto cards, answered plainly.

Rewards, fees, staking, custody, tax and coverage. Short answers written by the people who keep the comparison current.

MOST READ

Start here

TRAVEL

Can you book a hotel with a crypto card?

Pre-authorisation holds are where prepaid cards fail. What works, and what to bring as backup.

Read →

FEES

What does the FX spread really cost you?

A 5% reward with a 3% spread is not a 5% card. How to net it out.

Read →

REWARDS

Which card has the highest cashback in 2026?

Where the headline rate comes from, and what it takes to actually reach it.

Read →

TAX

Do you pay tax when you spend crypto?

Spending is usually a disposal. Stablecoins and card cashback are treated differently.

Read →

SECURITY

Are crypto cards safe to use?

Custody model, chargeback rights and what happens if the issuer goes down.

Read →

REGIONS

Which cards work outside the US?

EEA and UK programmes, and why availability keeps shifting.

Read →

BROWSE BY TOPIC

Search by topic

All

Basics

Rewards

Fees and FX

Deposits and travel

Security and custody

Tax and reporting

Regions and eligibility

39 of 39 questions

7

Basics

What is a crypto card and how does it work?→Crypto debit vs credit vs prepaid: what is the difference?→Can I use a crypto card anywhere Visa or Mastercard is accepted?→Do I need an account on the issuer's exchange?→Can I get a crypto card without KYC?→How long does delivery take, and can I use a virtual card first?→Does it work with Apple Pay and Google Pay?→

6

Rewards

Which crypto card has the highest cashback in 2026?→Are the advertised cashback rates real?→Do I have to stake CRO or a native token to earn rewards?→Which asset is my cashback paid in, and can I choose?→Are there monthly caps or excluded categories?→Is a crypto card better than a normal cashback card?→

6

Fees and FX

What does the FX spread actually cost me abroad?→Which crypto cards have no annual or monthly fee?→What are the ATM withdrawal limits and fees?→Are top-ups from a bank account or card free?→What happens if I pay in a foreign currency?→Which hidden costs should I check before applying?→

5

Deposits and travel

Can I book a hotel with a crypto card?→Can I rent a car with a crypto card?→Why do pre-authorisation holds fail on prepaid cards?→How long does a hotel hold block my balance?→Which crypto cards work for online subscriptions and trials?→

6

Security and custody

Are crypto cards safe to use?→Who holds my crypto before I tap?→What does self-custody mean for a card?→How do I freeze, block or replace a card?→What protection do I have against fraud or a chargeback?→What happens to my balance if the issuer fails?→

5

Tax and reporting

Do I pay tax when I spend crypto on a card?→Is crypto cashback taxable income?→Will my card provider report my spending to the tax authority?→Are stablecoin payments treated differently?→How do I keep records for a tax return?→

4

Regions and eligibility

Which crypto cards work outside the US?→Why is a card unavailable in my country?→Can I keep using a card while travelling long term?→What income, balance or tier requirements apply?→

STILL STUCK

Ask a question we have not answered

If it is about a specific card, include the card name and your region. Answers that turn out to be useful to more people end up on this page.

Which crypto card fits you?

Compare 48 cards on price, rewards and the fine print.

Compare all cards →Find my card