Virtual crypto cards
Issued instantly — a full card number you can use online or add to a phone wallet, no waiting for the post. Some pair with a physical card later, some don't issue plastic at all.
Our pick per use case
Compare the list
Reward rates are the issuer's published maximum and usually require a campaign or a category. Figures re-checked weekly; verify with the issuer before applying.
Three things worth understanding
A virtual card is generated the moment your account is approved — a full card number, expiry and CVV you can use online or add to a phone wallet, with no shipping wait at all.
Most issuers pair a virtual card with a physical one that arrives later by post. A smaller number of programmes are virtual-only by design and never issue plastic — check which model a card follows before assuming a physical card is coming.
A virtual card covers online purchases and tap-to-pay through a phone or watch wallet. Without the physical card, you lose access to ATM withdrawals and any terminal that still requires a physical insert or swipe.