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DEBIT · MASTERCARDNo annual fee

Solflare Card

by Solflare · United States

True self-custody non-custodial debit card on Solana. USDC stays in your Solana wallet until the exact second of transaction — no pre-loading required. Spend anywhere Mastercard is accepted.

Referral link, see our affiliate disclosure
DEBITSolflare Card logo
SOLFLARE CARD
Mastercard
MAX REWARD
0%
ANNUAL FEE
Free
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Mastercard
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
0%
No cashback currently; true self-custody — USDC stays in Solana wallet until purchase; no pre-loading required
REWARDS IN
N/A
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
United States
Where it's available
STAKING
Not required
Lock-up to earn rewards
CUSTODY
Self-custody
You hold the keys
REWARDS

Earning 0%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 0%, no cashback currently; true self-custody — usdc stays in solana wallet until purchase; no pre-loading required, paid in N/A. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ No cashback currently; true self-custody — USDC stays in Solana wallet until purchase; no pre-loading required

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓True self-custody
✓No pre-loading required
✓Apple Pay and Google Pay
✓0% FX fees
✓Solana ecosystem
LOOK ELSEWHERE IF
!US only
!No cashback currently
!USDAC only (USDC on Solana)
STANDOUT FEATURES

What sets it apart

✦True self-custody — funds not pre-loaded
✦USDAC stays in Solana wallet until purchase
✦Mastercard acceptance globally
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ Self-custody✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Solflare Card?
+
Does the Solflare Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Solflare Card?
+
Does it work with Apple Pay and Google Pay?
+
Is this a self-custody card?
+

Figures on this page come from Solflare's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

SOLFLARE
Up to 0%
No annual fee · 0% FX
Apply now →
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1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.