COCA Card: Up to 9% Back on Apple Purchases Until 30 September
COCA Card holders earn an extra 1% on Apple purchases from 18 to 30 September 2026, up to 9% on the top tier. What each tier gets, and the caps that apply.
- OFFER PERIOD
- 18–30 September 2026
- CARD
- COCA Visa Card
- OFFER FROM
- COCA
COCA runs this offer and sets its terms, which can change; the COCA app is the final word. The button is a referral link, so we may earn a commission if you sign up. That never affects our scores or rankings: see our affiliate disclosure.
COCA is adding 1% extra cashback on Apple purchases made with the COCA Card from 18 to 30 September 2026, on top of each tier's usual rate. COCA advertises up to 9% in total and up to $135 back.
What COCA is offering
- Extra cashback: 1% on top of your usual rate, on Apple purchases paid with your COCA Card
- Dates: 18 to 30 September 2026
- Who qualifies: every COCA tier, with no minimum spend
- Most you can get: COCA advertises up to $135 back
- Paid tiers also get a boost to their October Claim Capacity equal to the extra 1% they earned
What each tier earns on Apple purchases
- Starter (free): 2% instead of 1%, with $15 of cashback claimable a month
- Standard (300 $COCA staked): 4% instead of 3%, $25 a month
- Standard+ (1,000 $COCA staked): 5% instead of 4%, $35 a month
- Premium (3,000 $COCA staked): 6% instead of 5%, $60 a month
- Premium+ (10,000 $COCA staked): 7% instead of 6%, $140 a month
- Elite (30,000 $COCA staked): 9% instead of 8%, $350 a month
Tier rates, stakes and claim limits come from our COCA Card review, checked against COCA's published terms on 15 September 2026.
How the monthly caps affect it
COCA cashback builds up as you spend, but each tier can only claim up to its monthly Claim Capacity. That limit decides what a large Apple purchase is really worth.
On a $1,000 iPhone:
- Starter earns 2%, or $20, but only $15 can be claimed in a month.
- Premium earns 6%, or $60, exactly its monthly limit.
- Elite earns 9%, or $90, well within its $350 limit.
The advertised $135 is 9% of a $1,500 purchase at the Elite tier. COCA's announcement doesn't say whether $135 is a hard limit, so check in the app before a larger purchase.
Paid tiers get extra Claim Capacity in October equal to the extra 1% they earned, so the promotion's bonus is not swallowed by the monthly limit. The free Starter tier is not included in that boost.
What counts as an Apple purchase
COCA's announcement says "any Apple purchase" made with the COCA Card. It doesn't list which Apple merchants count, for example whether App Store and iCloud payments qualify alongside the Apple Store and apple.com, so check in the COCA app before a large purchase. The card works with Apple Pay and Google Pay, as well as the physical and virtual card.
Is it worth getting the card for this?
If you already hold a COCA tier, this is a straightforward bonus on an Apple purchase you were going to make anyway.
For a new cardholder on the free Starter tier, the promotion adds 1%: $10 on a $1,000 iPhone, and the $15 monthly claim limit applies. The bigger numbers need a large $COCA stake. Staking just for a 13-day promotion ties money up in a volatile token, and as our review notes, COCA hasn't published how and when staked $COCA can be withdrawn.
The COCA Card is available across Europe and the UK and in parts of Asia, the Middle East, Africa and South America, but not in the United States. The review has the full country list, fees and our score, and the Card Finder shows which cards you can get where you live.
Before you buy
- Make the purchase between 18 and 30 September 2026, with your COCA Card or through Apple Pay or Google Pay.
- Check your tier's monthly claim limit against the size of the purchase.
- Confirm in the COCA app that your purchase qualifies. COCA sets the terms, and they can change.
Source: COCA's announcement of this offer, checked 18 September 2026.
Common questions
Who gets 9% cashback on Apple purchases with the COCA Card?
Only COCA's top tier, Elite, which normally pays 8% and needs 30,000 $COCA staked. Every other tier gets 1% on top of its usual rate: 2% on the free Starter tier, and 4% to 7% on the staked tiers in between.
When does the COCA Apple offer end?
It covers Apple purchases made with the COCA Card from 18 to 30 September 2026.
Is there a limit on the cashback?
COCA advertises up to $135 back. Separately, each tier can only claim a set amount of cashback a month, from $15 on Starter to $350 on Elite. Paid tiers get extra October claim capacity equal to the extra 1% they earned during the offer.
The card behind this offer
COCA Visa CardFull review: fees, tiers, availability and our scoreUp to 8%
Latest news & analysis on COCA Visa Card
Offers are listed for their stated dates only and are checked against the issuer's own announcement. Card figures come from each issuer's published terms — see our methodology. A promotion never changes a card's score. Not financial advice.