Exodus Card vs CoinZoom Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

DEBITExodus Movement logo
CASHBACK
0%
ANNUAL FEE
Free
EXODUS CARD
EXODUS MOVEMENT
VISA

Exodus Card

Exodus Movement
  • No fees
  • No FX fees
  • Self-custody
  • No staking
DEBITCoinZoom logo
CASHBACK
5%
ANNUAL FEE
Free
COINZOOM CARD
COINZOOM
VISA

CoinZoom Card

CoinZoom
  • High cashback
  • No fees
  • No FX fees
  • No staking
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the Exodus Card and the CoinZoom Card
CriterionExodus CardCoinZoom Card
Overall3.8 / 53.3 / 5
Cost 25%4.5No card, annual or FX fee — you pay only the Solana network fee when linking or unlinking assets. There is no ATM access to charge for.4.0No annual or monthly fee, no FX markup and free ATM withdrawals, but spending crypto costs 1.49% and a physical card is $5 to ship.
Conditions 25%5.0No stake, balance or plan. Funds stay in your own wallet until the moment you spend.4.0The base rate needs nothing at all, though every step up the ladder needs ZOOM tokens — 300,000 of them for the advertised 5%, ten times the entry rate.
Rewards 25%2.0Exodus Rewards pays 1 point per $1 spent, but Exodus publishes no cash value for a point, so a cardholder cannot work out a rate.2.00.5% for a new cardholder, paid in ZOOM, CoinZoom's own token. Reaching 1% needs 10,000 ZOOM held, and the token's value is what the reward is worth.
Reliability 25%3.5A publicly listed company with a detailed, dated help centre. The card moved into Exodus Pay in 2026 and its rewards programme is still rolling out to select users.3.0Fees and reward tiers are published, but the limits table contradicts itself on which tier is highest, and no issuing bank is named on any official page.
QUICK VERDICT

Who wins on what

  • KEEPS YOUR KEYS
    Exodus Card
    spends from your own wallet, not a custodial balance

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

  • Rewards arrive in different assets: Exodus Rewards points, redeemable for Cash on the Exodus Card, ZOOM tokens on the CoinZoom Card.
EVERY FIELD

Exodus Card vs CoinZoom Card, side by side

Full field-by-field comparison of the Exodus Card and the CoinZoom Card
FieldExodus CardCoinZoom Card
Card typeDebitDebit
NetworkVisaVisa
Max cashback0%Up to 5%
Rewards paid inExodus Rewards points, redeemable for CashZOOM tokens
Annual feeFreeFree
Monthly feeNoneNone
FX fee0%0%
ATM feeN/A
(virtual only)
Free
Crypto conversionFree1.49% when spending crypto
Where it worksAndorra, Argentina, Austria, Belgium, Bosnia and Herzegovina, Brazil, Bulgaria, Canada, Colombia, Croatia, Cyprus, Denmark, Finland, France, Germany, Gibraltar, Greece, Guatemala, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Niger, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United States, Uruguay150+ countries
Self-custodyYesNo
No staking neededYesYes
Apple PayYesYes
Google PayYesYes
Virtual card——

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

Exodus Card vs CoinZoom Card: common questions

Which is better, the Exodus Card or the CoinZoom Card?

It depends on what you optimise for. Exodus Card is a debit card with no published cashback rate; CoinZoom Card is a debit card advertising up to 5%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the Exodus Card and the CoinZoom Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

Exodus Card review →CoinZoom Card review →Compare three cards instead

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