Which is better, the Exodus Card or the CoinZoom Card?

It depends on what you optimise for. Exodus Card is a debit card advertising 0%; CoinZoom Card is a debit card advertising Up to 5%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the Exodus Card and the CoinZoom Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

Exodus Card vs CoinZoom Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

DEBIT

CASHBACK

0%

ANNUAL FEE

Free

EXODUS CARD

EXODUS MOVEMENT

VISA

Exodus Card

Exodus Movement

No fees
No FX fees
Self-custody
No staking

DEBIT

CASHBACK

5%

ANNUAL FEE

Free

COINZOOM CARD

COINZOOM

VISA

CoinZoom Card

CoinZoom

High cashback
No fees
No FX fees
No staking

OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the Exodus Card and the CoinZoom Card
Criterion	Exodus Card	CoinZoom Card
Overall	3.8 / 5	3.3 / 5
Cost 25%	4.5No card, annual or FX fee — you pay only the Solana network fee when linking or unlinking assets. There is no ATM access to charge for.	4.0No annual or monthly fee, no FX markup and free ATM withdrawals, but spending crypto costs 1.49% and a physical card is $5 to ship.
Conditions 25%	5.0No stake, balance or plan. Funds stay in your own wallet until the moment you spend.	4.0The base rate needs nothing at all, though every step up the ladder needs ZOOM tokens — 300,000 of them for the advertised 5%, ten times the entry rate.
Rewards 25%	2.0No fixed cashback rate is published. Exodus Pay pays rewards based on app activity, which a cardholder cannot plan around.	2.00.5% for a new cardholder, paid in ZOOM, CoinZoom's own token. Reaching 1% needs 10,000 ZOOM held, and the token's value is what the reward is worth.
Reliability 25%	3.5A publicly listed company with a real help centre, but the card moved into Exodus Pay this year and its documentation is not publicly readable.	3.0Fees and reward tiers are published, but the limits table contradicts itself on which tier is highest, and no issuing bank is named on any official page.

QUICK VERDICT

Who wins on what

KEEPS YOUR KEYS
Exodus Card
spends from your own wallet, not a custodial balance

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

Rewards arrive in different assets: N/A on the Exodus Card, ZOOM tokens on the CoinZoom Card.

EVERY FIELD

Exodus Card vs CoinZoom Card, side by side

Full field-by-field comparison of the Exodus Card and the CoinZoom Card
Field	Exodus Card	CoinZoom Card
Card type	Debit	Debit
Network	Visa	Visa
Max cashback	0%	Up to 5%
Rewards paid in	N/A	ZOOM tokens
Annual fee	Free	Free
Monthly fee	None	None
FX fee	0%	0%
ATM fee	N/A (virtual only)	Free
Crypto conversion	Free	1.49% when spending crypto
Where it works	United States	150+ countries
Self-custody	Yes	No
No staking needed	Yes	Yes
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Virtual card	—	—

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

GO DEEPER

Read the full review of each

Exodus Card review →CoinZoom Card review →Compare three cards instead