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Home/All cards/Exodus Spend Card
DEBIT · VISANo annual fee

Exodus Spend Card

by Exodus Movement · United States

Virtual Visa debit card for real-time non-custodial spending of stablecoins on Solana via Exodus mobile wallet. Uses a Delegation model — USDC authorized for card use but remains in your wallet until spent.

Referral link, see our affiliate disclosure
DEBITExodus Spend Card logo
EXODUS SPEND CARD
Visa
MAX REWARD
0%
ANNUAL FEE
Free
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
0%
No cashback; delegation model — USDC stays in wallet until spent; virtual only; US only
REWARDS IN
N/A
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
United States
Where it's available
STAKING
Not required
Lock-up to earn rewards
CUSTODY
Self-custody
You hold the keys
REWARDS

Earning 0%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 0%, no cashback; delegation model — usdc stays in wallet until spent; virtual only; us only, paid in N/A. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
N/A (virtual only)
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ No cashback; delegation model — USDC stays in wallet until spent; virtual only; US only

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓Non-custodial delegation model
✓0% FX fees
✓No annual fee
✓Exodus wallet integration
LOOK ELSEWHERE IF
!US only
!No cashback
!No Apple Pay or Google Pay
!Virtual only
STANDOUT FEATURES

What sets it apart

✦Delegation model — USDC stays in wallet until spent
✦Solana network spending
✦Exodus wallet integration
✓ iOS app✓ Android app✓ Self-custody✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Exodus Spend Card?
+
Does the Exodus Spend Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Exodus Spend Card?
+
Is this a self-custody card?
+

Figures on this page come from Exodus Movement's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

EXODUS MOVEMENT
Up to 0%
No annual fee · 0% FX
Apply now →
You apply on the issuer's own site. We may earn a referral fee.

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REGIONS
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1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.