MetaMask Card vs Bleap Crypto Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

DEBITConsensys / Baanx logo
CASHBACK
3%
ANNUAL FEE
Free Virtual…
METAMASK CARD
CONSENSYS / BAANX
MASTERCARD

MetaMask Card

Consensys / Baanx
  • Self-custody
  • No staking
  • Apple Pay
  • Google Pay
DEBITBleap SIA logo
CASHBACK
20%
ANNUAL FEE
Free
BLEAP CRYPTO CARD
BLEAP SIA
MASTERCARD

Bleap Crypto Card

Bleap SIA
  • High cashback
  • No fees
  • No FX fees
  • Self-custody
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the MetaMask Card and the Bleap Crypto Card
CriterionMetaMask CardBleap Crypto Card
Overall3.9 / 54.0 / 5
Cost 25%4.0The Virtual card is free with a 1% cross-border fee and 2% on ATM withdrawals. Stablecoin conversion is free in matching currencies, 0.5–0.875% otherwise.5.0No card, monthly or annual fee, no FX markup, no conversion fee, and ATM withdrawals free up to €400 a month — as cheap as this comparison gets.
Conditions 25%4.5Nothing to stake or hold on the free card. The 3% rate needs the $199-a-year Metal card, three times the everyday rate.4.0No stake, balance or plan is needed. The 20% headline is real but applies only to streaming, AI and gaming subscriptions, far above the everyday rate.
Rewards 25%3.01% on the free Virtual card, paid in mUSD, a dollar stablecoin rather than a volatile token. Metal's 3% on the first $10,000 a year barely covers its own fee.3.51% on everything, 3% on rides and delivery, and 20% on listed subscriptions, all paid in USDC with per-category monthly caps. A 2% restaurant and supermarket rate ended with its promotion on 31 May 2026.
Reliability 25%4.0Built by Consensys with Baanx, with per-tier fees and limits published, and our data re-checked this month.3.5Licensed under MiCA by Latvijas Banka with dated cashback terms and a published eligibility list, but the product is young and some EEA countries are still waiting.
QUICK VERDICT

Who wins on what

  • HIGHER HEADLINE CASHBACK
    Bleap Crypto Card
    Up to 20% vs Up to 3%
  • CHEAPER TO HOLD
    Bleap Crypto Card
    no annual fee vs Free Virtual; $199/year Metal

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

  • Rewards arrive in different assets: mUSD on the MetaMask Card, USDC on the Bleap Crypto Card.
EVERY FIELD

MetaMask Card vs Bleap Crypto Card, side by side

Full field-by-field comparison of the MetaMask Card and the Bleap Crypto Card
FieldMetaMask CardBleap Crypto Card
Card typeDebitDebit
NetworkMastercardMastercard
Max cashbackUp to 3%Up to 20%
Rewards paid inmUSDUSDC
Annual feeFree Virtual; $199/year MetalFree
Monthly feeNoneNone
FX feeVirtual: 1% cross-border fee; Metal: 0% cross-border fee subject to fair use0%
ATM feeVirtual: 2%; ATM access currently limited to eligible US Virtual users. Metal: free up to $1,200/month, then 2%Free up to €400/month
Crypto conversion0% for eligible local-currency stablecoins; 0.5% for certain mismatched stablecoins; 0.875% for other cryptocurrencies; DeFi/yield tokens 0% up to $1,200/month then 0.5%0%
Where it worksAndorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UruguayEEA, Switzerland
Self-custodyYesYes
No staking neededYesYes
Apple PayYesYes
Google PayYesYes
Virtual card——

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

MetaMask Card vs Bleap Crypto Card: common questions

Which is better, the MetaMask Card or the Bleap Crypto Card?

It depends on what you optimise for. MetaMask Card is a debit card advertising up to 3%; Bleap Crypto Card is a debit card advertising up to 20%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the MetaMask Card and the Bleap Crypto Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

MetaMask Card review →Bleap Crypto Card review →Compare three cards instead

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