DEBIT · MASTERCARDNo annual fee

MetaMask Card

Name: MetaMask Card
Brand: Consensys / Baanx
Price: 199 USD
Availability: InStock

by Consensys / Baanx · Andorra, Argentina, Austria, Belgium, Brazil…

MetaMask Card is a self-custodial Mastercard debit card that lets eligible users spend supported assets directly from MetaMask. The free Virtual Card earns 1% mUSD back on eligible purchases. The Metal Card costs $199/year, earns 3% mUSD back on the first $10,000 of annual spend and 1% thereafter, and is a physical metal card available to eligible US users when ordering is open.

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By the cryptocards.one team·Terms checked October 3, 2026·Referral link, see our affiliate disclosure

MetaMask Card

DEBIT

MASTERCARD

MAX REWARD

Up to 3%

ENTRY PRICE

Free

BASE FX FEE

1% cross-border fee

VERDICT

Is the MetaMask Card worth it?

The MetaMask Card is a debit card on Mastercard, paying up to 3% back on spend. Whether it suits you comes down to the trade-offs below.

GOOD FIT IF

you want up to 3% back on everyday spending
you don't want to stake or lock up a token to earn the rate
you want your crypto to stay in your own wallet until you spend it

THINK TWICE IF

a fixed cost is a dealbreaker — the annual fee is Free Virtual; $199/year Metal

OUR SCORE

How we rate the MetaMask Card

3.9out of 5Our assessment, not a user rating

Cost25%4.0 / 5
The Virtual card is free with a 1% cross-border fee and 2% on ATM withdrawals. Stablecoin conversion is free in matching currencies, 0.5–0.875% otherwise.
Conditions25%4.5 / 5
Nothing to stake or hold on the free card. The 3% rate needs the $199-a-year Metal card, three times the everyday rate.
Rewards25%3.0 / 5
1% on the free Virtual card, paid in mUSD, a dollar stablecoin rather than a volatile token. Metal's 3% on the first $10,000 a year barely covers its own fee.
Reliability25%4.0 / 5
Built by Consensys with Baanx, with per-tier fees and limits published, and our data re-checked this month.

Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.

KEY FACTS

The card at a glance

CARD TYPE

Debit

Card category

NETWORK

Mastercard

Where it's accepted

ANNUAL FEE

Free Virtual; $199/year Metal

Cost to hold the card

MAX REWARD

Up to 3%

1% on the free Virtual card, 3% on Metal's first $10,000 each year

REWARDS IN

mUSD

How rewards are paid

FX FEE

Virtual: 1% cross-border fee; Metal: 0% cross-border fee subject to fair use

On foreign-currency spend

REGION

Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay

Where it's available

STAKING

Not required

Lock-up to earn rewards

CUSTODY

Self-custody

You hold the keys

Compare MetaMask Card against other cards in:

REWARDS

Earning Up to 3%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 3%, 1% on the free Virtual card, 3% on Metal's first $10,000 each year, paid in mUSD. No staking required for the base rate.

PLANS & TIERS

Compare the plans

This card has 2 plans. Select one to see its rate, fees and perks.

Virtual

Requirement: No requirement

1%

Cashback

PRICE

Free

ATM FEE

2%; ATM access currently limited to eligible US users

FX FEE

1% cross-border fee

WHAT'S INCLUDED

✓1% mUSD back on eligible purchases

✓Virtual card

✓Apple Pay and Google Pay support

✓No annual fee

Plan	Virtual	Metal
Cashback	1%	3% on first $10,000 annual spend, then 1%
Price	Free	$199/year
ATM fee	2%; ATM access currently limited to eligible US users	Free up to $1,200/month, then 2%
FX fee	1% cross-border fee	0% cross-border fee subject to fair use
Requirement	No requirement	$199 annual subscription

COSTS

Fees you'll actually meet

Annual fee

Cost to hold the card each year

Free Virtual; $199/year Metal

Monthly fee

Recurring account cost

None

FX spread

Applied on foreign-currency spend

Virtual: 1% cross-border fee; Metal: 0% cross-border fee subject to fair use

ATM withdrawal

Cash withdrawal cost

Virtual: 2%; ATM access currently limited to eligible US Virtual users. Metal: free up to $1,200/month, then 2%

Crypto conversion

When spending crypto directly

0% for eligible local-currency stablecoins; 0.5% for certain mismatched stablecoins; 0.875% for other cryptocurrencies; DeFi/yield tokens 0% up to $1,200/month then 0.5%

Issuance fee

One-off cost to get the card

Free Virtual; Metal included with $199/year subscription

ℹ️ 1% on the free Virtual card, 3% on Metal's first $10,000 each year

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF

True self-custody until point of sale
1% mUSD back with Virtual and 3% on first $10,000 annual Metal spend
Apple Pay and Google Pay support
Spend directly from supported MetaMask assets
Physical Metal Card for eligible US users

LOOK ELSEWHERE IF

$199/year for Metal
New sign-ups in the US and UK are temporarily closed, and Metal Card orders have been paused since 2 June 2026
Metal Card is US-only
Virtual Card ATM access is limited by region
Cross-border and token-conversion fees apply depending on asset and transaction

STANDOUT FEATURES

What sets it apart

Self-custody until point of sale
Spend directly from supported MetaMask wallet assets
1% mUSD back on Virtual and 3% on first $10,000 annual Metal spend
Physical Metal Card for eligible US users
Apple Pay and Google Pay support
Aave/DeFi yield features on eligible balances

✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ Self-custody✓ No staking

IN THE NEWS

Latest news & analysis

NEWS · 18 SEPTEMBER 2026Gnosis Pay Winds Down Its Own Card App: What Changes on 30 SeptemberGnosis Pay stops new card signups and new cards on 30 September, ends GNO cashback the same day, and moves cardholders to partner apps by the end of 2026.

ABOUT THIS CARD

Common questions

Where can I use the MetaMask Card?

The MetaMask Card is available in Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay. Acceptance follows the Mastercard network, so it works anywhere that network is accepted within those regions. Availability by country can change — check the issuer's current list before applying.

Does the MetaMask Card have an annual fee?

Do I need to stake anything to earn rewards?

How much can I earn with the MetaMask Card?

Does it work with Apple Pay and Google Pay?

Is this a self-custody card?

Figures on this page come from Consensys / Baanx's published card terms and were verified on October 3, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.