Kardpay Cards Now Billed Yearly, Elite Cut to $199 and the Physical Card Sold Out
Kardpay now prices its cards per month, billed yearly, for cards valid one year. Elite drops to $199, and the last 100 physical Elite cards are taken.
Kardpay has changed how it prices its cards. Each plan is now shown per month, billed annually, for a card valid one year, and the virtual Elite card is cheaper. The physical card is sold out.
The new prices
- Core: $2.42 a month, billed annually (about $29 a year). $10,000 a year limit, 5% top-up fee.
- Pro: $8.25 a month (about $99 a year). $50,000 a year limit, 4% top-up fee.
- Elite: $16.58 a month, cut from $24.92 (about $199 a year instead of $299). $500,000 a month limit, 3% top-up fee.
- Physical Elite: $24.92 a month (about $299 a year). $150,000 a month limit, $1,500 a day at ATMs, 4% top-up fee.
All four cards are valid for one year and work with Apple Pay and Google Pay. Kardpay's pricing section is still headed "One-time fee. No hidden subscription.", but every price is marked "billed annually", so we now show it as a yearly cost.
Physical cards sold out
Kardpay had released a limited run of physical Elite cards and opened the last 100 for pre-order. Its site now shows all 100 as taken and marks them sold out.
Cashback stake amounts
Cashback still depends on staking Kardpay's $KDY token, and the amounts are now published: $3,000 for 1%, $6,000 for 1.5% and $18,000 for 2%, locked for 180 days after activation. The 1.5% tier halves the price of a physical card and the 2% tier includes one free.
Sources: Kardpay, kardpay.app pricing and cashback sections. Checked 17 October 2026.
Common questions
How much do Kardpay cards cost now?
Core is $2.42 a month, Pro $8.25, Elite $16.58 (cut from $24.92) and Physical Elite $24.92, each billed annually: about $29, $99, $199 and $299 a year. Every card is valid for one year.
Can I still order a physical Kardpay card?
Not for now. Kardpay shows its last 100 physical cards as pre-ordered and sold out. The Core, Pro and Elite cards are virtual and work with Apple Pay and Google Pay.
How much $KDY do I need for Kardpay cashback?
$3,000 of $KDY staked for 1%, $6,000 for 1.5% and $18,000 for 2%, locked for 180 days after activation. The higher tiers also raise transaction and monthly limits, and the 2% tier includes a free physical card.
Cards mentioned in this article
Card figures referenced here come from each issuer's published terms and each card page shows when its data was last verified — see our methodology for how, and the changelog for what has changed since. Rewards and availability vary by region and move often. Not financial advice.