Blackcatcard
Prepaid Mastercard with free Malta EUR IBAN. Choose between 4% annual interest on balance OR 5% cashback on specific categories (e.g. 5% on Google Play). Supports Binance Pay top-ups and crypto transfers. Inactivity fee of €15/month after 6 months.
The card at a glance
Earning Up to 5%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to Up to 5%, choose: 4% apy on balance or 5% cashback on specific categories; €15/month inactivity fee after 6 months, paid in EUR, crypto. No staking required for the base rate.
Fees you'll actually meet
ℹ️ Choose: 4% APY on balance OR 5% cashback on specific categories; €15/month inactivity fee after 6 months
Strengths and trade-offs
What sets it apart
Common questions
Figures on this page come from Papaya Ltd.'s published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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