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PREPAID · VISANo annual fee

Bitrefill Card

by Airfill Prepaid AB · EEA

Crypto-funded prepaid Visa for EEA residents. Deposit major crypto including Lightning Network, instantly converted to EUR. Unique double cashback: 1% on deposit AND 1% on spending. Cashback paid as Bitrefill Store Credit usable for gift cards and phone refills only.

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PREPAIDBitrefill Card logo
BITREFILL CARD
Visa
MAX REWARD
2%
ANNUAL FEE
Free
FX FEE
Varies
KEY FACTS

The card at a glance

CARD TYPE
Prepaid
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
2%
1% on crypto deposit + 1% on spending = 2% total; paid as Bitrefill Store Credit only; Lightning Network top-ups supported
REWARDS IN
Bitrefill Store Credit
How rewards are paid
FX FEE
Varies
On foreign-currency spend
REGION
EEA
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning 2%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 2%, 1% on crypto deposit + 1% on spending = 2% total; paid as bitrefill store credit only; lightning network top-ups supported, paid in Bitrefill Store Credit. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
Varies
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ 1% on crypto deposit + 1% on spending = 2% total; paid as Bitrefill Store Credit only; Lightning Network top-ups supported

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
Lightning Network support
Double cashback structure
SEPA cash-out
No annual fee
EEA coverage
LOOK ELSEWHERE IF
!Cashback only as Bitrefill Store Credit
!Not withdrawable as cash
!No Apple Pay or Google Pay
!EEA only
STANDOUT FEATURES

What sets it apart

Lightning Network top-up supported
1% cashback on deposit + 1% on spending
SEPA cash-out capabilities
iOS app Android app No staking
ABOUT THIS CARD

Common questions

Where can I use the Bitrefill Card?
+
Does the Bitrefill Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Bitrefill Card?
+

Figures on this page come from Airfill Prepaid AB's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

AIRFILL PREPAID AB
Up to 2%
No annual fee · Varies FX
Apply now →
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