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PREPAID · VISANo annual fee

Kolo Card

by Kolo · Global virtual card (exact supported countries…

Virtual prepaid card optimized for global travelers and digital nomads. Spend major cryptos and memecoins instantly. 5% cashback is a promotional new user rate; standard rates are likely 1-2%. Physical cards not yet widely available.

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PREPAIDKolo Card logo
KOLO CARD
Visa
MAX REWARD
Up to 5%
ANNUAL FEE
Free
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Prepaid
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 5%
5% is promotional new user rate; standard ~1-2%
REWARDS IN
Crypto
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
Global virtual card (exact supported countries not publicly listed — check app)
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning Up to 5%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 5%, 5% is promotional new user rate; standard ~1-2%, paid in Crypto. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ 5% is promotional new user rate; standard ~1-2%

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
No annual fee
0% FX fees
Global availability
Crypto and memecoin support
LOOK ELSEWHERE IF
!5% only promotional — standard likely 1-2%
!Virtual only — no physical card yet
!No Apple Pay or Google Pay
STANDOUT FEATURES

What sets it apart

Optimized for digital nomads and travelers
Memecoin support
Global multi-currency spending
iOS app Android app No staking
ABOUT THIS CARD

Common questions

Where can I use the Kolo Card?
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Does the Kolo Card have an annual fee?
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Do I need to stake anything to earn rewards?
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How much can I earn with the Kolo Card?
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Figures on this page come from Kolo's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

KOLO
Up to 5%
No annual fee · 0% FX
Apply now →
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