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DEBIT · VISANo annual fee

KuCard

by KuCoin · EEA

Visa debit card for EEA residents. Instantly converts 50+ cryptocurrencies from KuCoin Funding Account to EUR at POS. Variable cashback based on KuCoin VIP level.

Referral link, see our affiliate disclosure
DEBITKuCard logo
KUCARD
Visa
MAX REWARD
Up to 3%
ANNUAL FEE
Free
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 3%
Variable cashback based on KuCoin VIP level; instantly converts 50+ cryptos to EUR at POS
REWARDS IN
Crypto
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
EEA
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning Up to 3%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 3%, variable cashback based on kucoin vip level; instantly converts 50+ cryptos to eur at pos, paid in Crypto. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ Variable cashback based on KuCoin VIP level; instantly converts 50+ cryptos to EUR at POS

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓No annual fee
✓0% FX fees
✓Apple Pay and Google Pay
✓50+ crypto support
✓EEA coverage
LOOK ELSEWHERE IF
!EEA only
!Cashback tied to KuCoin VIP level
!Custodial
STANDOUT FEATURES

What sets it apart

✦50+ crypto to EUR at POS
✦KuCoin VIP-based reward system
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the KuCard?
+
Does the KuCard have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the KuCard?
+
Does it work with Apple Pay and Google Pay?
+

Figures on this page come from KuCoin's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

KUCOIN
Up to 3%
No annual fee · 0% FX
Apply now →
You apply on the issuer's own site. We may earn a referral fee.

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REGIONS
EUUnited StatesUKBrazilSwitzerlandMexicoArgentinaAustralia

1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

© 2026 Cryptocards.oneTermsPrivacyAffiliate disclosure
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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.