WhiteBIT Nóva
Suspended: WhiteBIT froze the Nóva EUR card on whitebit.com on 30 June 2026 while it moves the card to its new WhiteBIT Europe platform, which had not launched when we checked on 3 October 2026. Existing cards stay in the account but cannot make any transactions; cashback already earned can still be withdrawn. The details on this page describe the card as it worked before the suspension. WhiteBIT Nóva EUR is a Visa debit card that lets users spend crypto directly from their WhiteBIT exchange balance. Cashback is category-based, with 3 active categories, dynamically changing rates and a €25 monthly cashback limit. Cashback is accumulated in BTC or WBT.
Is the WhiteBIT Nóva worth it?
The WhiteBIT Nóva is a debit card on Visa, paying up to 10% back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 10% back on everyday spending
- you don't want to stake or lock up a token to earn the rate
- you want a card with no annual fee
- you want to start spending the day you sign up
THINK TWICE IF
- you want to hold your own keys — this card is custodial
How we rate the WhiteBIT Nóva
- Cost25%4.0 / 5
No annual or monthly fee, but transaction fees of up to 1%, €3 ATM withdrawals and paid physical-card delivery from €12.
- Conditions25%3.5 / 5
You must pick 3 cashback categories (changeable weekly) and rates change dynamically; the advertised 10% is far above what the €25 cap allows.
- Rewards25%3.5 / 5
Cashback is capped at €25/month, so at $1,500 spend it tops out around 1.7%, paid in BTC or WBT.
- Reliability25%3.0 / 5
The card has been suspended since 30 June 2026 while WhiteBIT moves it to its WhiteBIT Europe platform. Before that, category rates changed dynamically and the terms were only partly published.
The card has been suspended since 30 June 2026 while WhiteBIT moves it to WhiteBIT Europe; this verdict describes it as it worked before. A strong no-fee crypto card with attractive category-based cashback, but the €25 monthly cashback cap significantly limits its real-world value. Its restricted 31-country availability and transaction/ATM fees keep it well below the top-tier crypto cards.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
Earning Up to 10%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 10%, paid in BTC or WBT. No staking required for the base rate.
- Select 3 active cashback categories.
- Current Nóva EUR Help Center guidance says categories can be changed once every 7 days, with changes taking up to 24 hours to take effect.
- Cashback rates can change dynamically and depend on eligible MCCs.
- Welcome bonus: 5% cashback on the first transaction for new WhiteBIT Nova users from 22 May 2026.
- Maximum cashback is €25/month; cashback can be requested from 5 USDC and is accumulated in BTC or WBT.
Compare the plans
This card has 1 plans. Select one to see its rate, fees and perks.
Fees you'll actually meet
Strengths and trade-offs
WORKS FOR YOU IF
- Up to 10% cashback on selected categories
- No annual or monthly fee
- Apple Pay and Google Pay
- Virtual and physical cards
- Spend crypto directly from WhiteBIT balance
LOOK ELSEWHERE IF
- Suspended since 30 June 2026: no transactions until the card moves to WhiteBIT Europe
- Maximum cashback is €25/month
- Cashback rates are category-based and can change dynamically
- Transaction fees can be up to 1%
- ATM withdrawals are available only with the physical card
- KYC is required
What sets it apart
- Category-based cashback with 3 active categories
- Up to 10% cashback depending on category
- 5% first-transaction welcome cashback
- Cashback paid in BTC or WBT
- Virtual and physical Visa debit cards
- Apple Pay and Google Pay
Latest news & analysis
Common questions
Where can I use the WhiteBIT Nóva?
Does the WhiteBIT Nóva have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the WhiteBIT Nóva?
Does it work with Apple Pay and Google Pay?
Figures on this page come from WhiteBIT's published card terms and were verified on October 3, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
- NEWSSolid Adds a Euro Balance: No FX Fee on Euro Purchases for Wirex-Issued Cards
- NEWSTangem Pay Launches Physical Cards: Delivery Fees, Card Limits and ATM Costs
- NEWSKAST Waives Its FX Fee on 16 Latin American Currencies Until the End of 2027
- GUIDEWhy “up to 10%” usually means less — cashback caps explained
- FAQCan you book a hotel with a crypto card?
Not sure this is the one?
Put it next to two others, or answer a few questions instead.