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WhiteBIT Nóva

by Wallester AS · EU (17 countries: Austria, Belgium, Croatia…

WhiteBIT Nóva offers up to 10% cashback in WBT tokens with zero annual fee and no FX fees. Available across the EU with Apple Pay and Google Pay support.

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DEBIT
WhiteBIT Nóva logo
WHITEBIT NÓVA
Visa
MAX REWARD
Up to 10% (category-based, capped at €25/month)
ENTRY PRICE
Free
BASE FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 10% (category-based, capped at €25/month)
In WBT tokens
REWARDS IN
WBT (WhiteBIT Token)
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
EU (17 countries: Austria, Belgium, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Poland, Portugal, Spain, Sweden)
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning Up to 10% (category-based, capped at €25/month)

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 10% (category-based, capped at €25/month), in wbt tokens, paid in WBT (WhiteBIT Token). No staking required for the base rate.

PLANS & TIERS

Compare the plans

This card has 1 plans. Select one to see its rate, fees and perks.

Base Cashback
Requirement: No staking required — category-based system
1% general / up to 10% by category
Cashback
PRICE
Free
ATM FEE
€2 (EEA), €2 + 2% outside EEA
FX FEE
0%
WHAT'S INCLUDED
Choose up to 3 cashback categories (changeable every 7 days)
Subscriptions: 10% cashback
Pets: 5% cashback
Taxi: 3% cashback
Gaming & Entertainment: 2% cashback
Groceries/Food/Medicine/Auto/Electronics/Beauty/Clothing: 1% cashback
Total monthly cashback cap: €25
Paid in BTC or WBT (your choice)
Apple Pay & Google Pay
Daily limit €10,000 / Monthly limit €25,000
12+ supported cryptos
COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
€2 (EEA), €2 + 2% (outside EEA)
Crypto conversion
When spending crypto directly
~1% spread
Issuance fee
One-off cost to get the card
~€12 physical delivery fee

ℹ️ In WBT tokens

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
Up to 10% cashback
No annual fee
No FX fees
Apple Pay and Google Pay
LOOK ELSEWHERE IF
!Rewards in WBT — less liquid token
!EU only
!Higher cashback needs WBT holdings
STANDOUT FEATURES

What sets it apart

Up to 10% cashback in WBT
Integrated with WhiteBIT exchange
No FX fees
Apple Pay Google Pay iOS app Android app No staking
ABOUT THIS CARD

Common questions

Where can I use the WhiteBIT Nóva?
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Does the WhiteBIT Nóva have an annual fee?
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Do I need to stake anything to earn rewards?
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How much can I earn with the WhiteBIT Nóva?
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Does it work with Apple Pay and Google Pay?
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Figures on this page come from Wallester AS's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

WALLESTER AS
Up to 10% (category-based, capped at €25/month)
No annual fee · 0% FX
Apply now →
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