KAST Card
Visa crypto card with Standard, Premium and Private membership levels. Standard offers 1.5% USD cashback, Premium 2% USD cashback plus 1% KAST Points, and Private 3% USD cashback plus 2% KAST Points. KAST supports virtual and physical cards, Apple Pay and Google Pay, and stablecoin deposits that convert to USD at 1:1 with 0% spread.
Is the KAST Card worth it?
The KAST Card is a credit card on Visa, paying up to 3% USD back on spend. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 3% USD back on everyday spending
- you don't want to stake or lock up a token to earn the rate
THINK TWICE IF
- you want to hold your own keys — this card is custodial
- a fixed cost is a dealbreaker — the annual fee is Standard: Free — Premium: $1,000/year;…
How we rate the KAST Card
- Cost25%3.5 / 5
Standard is free, but FX is 0.5–1.75%, non-stablecoin deposits cost 2–5% to convert, and ATM withdrawals cost $3 + 2%.
- Conditions25%5.0 / 5
Standard's 1.5% needs no membership, stake or balance, and the advertised 3% is only twice that.
- Rewards25%3.5 / 5
Standard pays 1.5% in USD on the first $2,000/month — about $22.50 at $1,500 spend. Premium's extra rewards (about $270 a year) don't cover its $1,000 fee.
- Reliability25%3.5 / 5
Clear published fees and tiers, but KAST doesn't publish which countries it serves.
KAST has strong headline rewards, reaching up to 8% on its higher-end card offerings, and a free Standard option. However, the premium tiers are extremely expensive, higher rewards come with significant conditions, and much of the reward value is delivered in KAST Points rather than direct cash. The combination of high costs and restrictive access to the best rewards keeps KAST at 3.9/5 rather than making it a top-tier card.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
Earning Up to 3% USD
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 3% USD, paid in USD cashback + KAST Points. No staking required for the base rate.
Standard: 1.5% USD cashback on the first $2,000/month of qualifying spend; Premium: 2% USD cashback on the first $10,000/month plus 1% KAST Points; Private: 3% USD cashback on the first $40,000/month plus 2% KAST Points.
Compare the plans
This card has 3 plans. Select one to see its rate, fees and perks.
Fees you'll actually meet
Strengths and trade-offs
WORKS FOR YOU IF
- 1.5%-3% USD cashback on current main membership tiers
- Premium and Private also earn KAST Points
- Apple Pay and Google Pay
- Virtual and physical cards
- 0% top-up fee
- Unlimited card transaction and account balance limits
LOOK ELSEWHERE IF
- Premium and Private have high annual membership fees
- Non-USD spending incurs a 0.5%-1.75% FX fee depending on location
- Non-stablecoin deposits may incur 2%-5% automatic conversion fees
- KYC is required to create and use a card
- Virtual assets transferred into KAST are held through a third-party custodian
What sets it apart
- Standard, Premium and Private card memberships
- USD cashback plus KAST Points on Premium and Private
- Stablecoin deposits convert to USD 1:1 with 0% spread
- Apple Pay and Google Pay
- Virtual and physical card options
- Unlimited card transaction and account balance limits
Latest news & analysis
- NEWS · KAST Waives Its FX Fee on 16 Latin American Currencies Until the End of 2027KAST charges no FX fee on card purchases in 16 Latin American currencies until 31 December 2027. It is automatic, but only when you pay in the local currency.
- NEWS · Visa Says It Now Supports More Than 160 Stablecoin-Linked Card ProgrammesVisa says volume on its stablecoin-linked cards grew nearly 200% in a year, 17% of it on business cards. Stripe has added OUSD to its card issuing.
- GUIDE · Crypto Card KYC: What Verification Actually InvolvesNearly every card that works at a normal shop asks who you are. What the checks involve, why no-KYC cards cost more, and why we don't mark a card down for asking.
Common questions
Where can I use the KAST Card?
Does the KAST Card have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the KAST Card?
Does it work with Apple Pay and Google Pay?
Figures on this page come from KAST's published card terms and were verified on October 8, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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