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PREPAID · VISANo annual fee

Ripio Card

by Ripio · Latin America

Crypto prepaid Visa for Latin America from Ripio exchange. No fees, 0% FX, up to 4% cashback. Best suited for Argentina, Brazil and other LATAM markets.

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Ripio logo
Ripio Card
PREPAID
VISA
MAX REWARD
Up to 4%
ANNUAL FEE
Free
FX FEE
0%
VERDICT

Is the Ripio Card worth it?

The Ripio Card is a prepaid card on Visa, paying up to 4% back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.

GOOD FIT IF

  • you want up to 4% back on everyday spending
  • you don't want to stake or lock up a token to earn the rate
  • you want a card with no annual fee

THINK TWICE IF

  • you want to hold your own keys — this card is custodial
  • you pay mostly by phone — neither Apple Pay nor Google Pay is supported
  • you're outside Latin America
KEY FACTS

The card at a glance

CARD TYPE
Prepaid
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 4%
Ripio exchange integration; LATAM-focused; no Apple/Google Pay
REWARDS IN
Crypto
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
Latin America
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning Up to 4%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 4%, ripio exchange integration; LATAM-focused; no Apple/Google Pay, paid in Crypto. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free

ℹ️ Ripio exchange integration; LATAM-focused; no Apple/Google Pay

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF

  • Up to 4% cashback
  • 0% FX fees
  • No annual fee
  • LATAM focus

LOOK ELSEWHERE IF

  • LATAM only
  • No Apple Pay or Google Pay
  • Custodial
STANDOUT FEATURES

What sets it apart

  • LATAM-focused crypto card
  • Ripio exchange integration
✓ iOS app✓ Android app✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Ripio Card?

Does the Ripio Card have an annual fee?

Do I need to stake anything to earn rewards?

How much can I earn with the Ripio Card?

Figures on this page come from Ripio's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

RIPIO
Up to 4%
No annual fee · 0% FX
Apply now →
You apply on the issuer's own site. We may earn a referral fee.
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