Binance Card vs Ripio Card: which wins?
Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.
How we rate them
Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model. We have not scored the Ripio Card yet, so there is nothing to compare the total against — a missing score is not a low one.
Who wins on what
- HIGHER HEADLINE CASHBACKRipio CardUp to 4% vs Up to 3%
Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.
How they actually differ
- Rewards arrive in different assets: BRL in Brazil; USDC or BTC equivalent in Colombia and Peru on the Binance Card, Crypto on the Ripio Card.
- Binance Card runs on Mastercard; Ripio Card runs on Visa.
Binance Card vs Ripio Card, side by side
A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.
Binance Card vs Ripio Card: common questions
Which is better, the Binance Card or the Ripio Card?
It depends on what you optimise for. Binance Card is a prepaid card advertising up to 3%; Ripio Card is a prepaid card advertising up to 4%. Compare their fees, regions and custody model side by side before deciding.
Can I get both the Binance Card and the Ripio Card?
Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.