The Crypto.com Visa Card integrates with the Level Up program. Choose Basic, Plus, Pro or Private via subscription or CRO lockup. Higher tiers unlock up to 5% cashback in CRO, Spotify and Netflix rebates, and Priority Pass airport lounge access.
EEA (31 countries), UK, Canada, Australia, Singapore, Brazil, Switzerland (NOT US via prepaid)
Where it's available
SIGNUP BONUS
Up to $100 referral bonus
Welcome offer
REWARDS
Earning Up to 5%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Reward summary
Up to Up to 5%, in cro, paid in CRO tokens.
PLANS & TIERS
Compare the plans
This card has 6 plans. Select one to see its rate, fees and perks.
Basic (Midnight Blue)
Requirement: No requirement
0%
Cashback
PRICE
Free
ATM FEE
Free up to €200/mo, then 2%
FX FEE
0.5% (EEA)
WHAT'S INCLUDED
✓0% cashback
✓Free ATM up to €200/month
✓Zero trading fees on Crypto.com Exchange
✓Plastic card
Plan
Basic (Midnight Blue)
Plus (Ruby Steel)
Pro (Jade Green / Royal Indigo)
Private (Icy White / Rose Gold)
Obsidian
Prime
Cashback
0%
2%
3%
4%
5%
8%
Price
Free
$4.99/mo OR $500 CRO stake (12 months)
$29.99/mo OR $5,000 CRO stake (12 months)
No monthly fee — stake $50,000 CRO (12 months)
No monthly fee — stake $500,000 CRO (12 months)
No monthly fee — stake $1,000,000 CRO (12 months)
ATM fee
Free up to €200/mo, then 2%
Free up to €400/mo, then 2%
Free up to €800/mo, then 2%
Free up to €1,000/mo, then 2%
Free up to €1,000/mo, then 2%
Free up to €1,000/mo, then 2%
FX fee
0.5% (EEA)
0%
0%
0%
0%
0%
Requirement
No requirement
$4.99/month subscription OR stake $500 CRO for 12 months
$29.99/month subscription OR stake $5,000 CRO for 12 months
Stake $50,000 CRO for 12 months
Stake $500,000 CRO for 12 months
Stake $1,000,000 CRO for 12 months
COSTS
Fees you'll actually meet
Annual fee
Cost to hold the card each year
Free (subscription $4.99-$29.99/mo on some tiers)
Monthly fee
Recurring account cost
$4.99-$29.99 (Plus/Pro tiers)
FX spread
Applied on foreign-currency spend
0% (Plus and above)
ATM withdrawal
Cash withdrawal cost
Free €200-€1,000/mo by tier, then 2%
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
€4.99 Basic, Free higher tiers
ℹ️ In CRO
VERDICT
Strengths and trade-offs
WORKS FOR YOU IF
✓Up to 5% cashback on higher tiers
✓Flexible — subscription or CRO lockup
✓Spotify and Netflix rebates on Pro/Private
✓0% FX on Plus tier and above
✓Available in 36+ countries
LOOK ELSEWHERE IF
!Prepaid not a credit card
!Complex tier structure
!ATM withdrawals capped before fees apply
!Monthly fee if not locking CRO
!€50 reissuance fee for Basic in Europe
STANDOUT FEATURES
What sets it apart
✦Monthly subscription OR CRO lockup to unlock perks
✦Metal cards for higher tiers
✦Disposable Virtual Cards (US only)
✦Priority Pass lounge access on Pro and Private tiers
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app
ABOUT THIS CARD
Common questions
Where can I use the Crypto.com Visa?
+
Does the Crypto.com Visa have an annual fee?
+
How much can I earn with the Crypto.com Visa?
+
Does it work with Apple Pay and Google Pay?
+
Figures on this page come from Foris MT Limited's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
