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SECURED CREDIT · VISA🎁 Virtual Card annual fee currently waived for a limited time (standard $25/year applies once the promo ends)

Tria Card

by Threely Dimensions Inc · Afghanistan, Albania, Algeria, Andorra, Angola…

Non-custodial crypto-backed secured credit card. Spend across multiple chains without bridging using a 0% APR credit model with 21-day settlement window. No selling of assets required to spend. Available in 150+ countries — NOT available in the US, India, Russia, Turkey, Vietnam, Israel, or Ukraine.

Terms checked August 22, 2026·Referral link, see our affiliate disclosure
Tria Card card art
MAX REWARD
Up to 6%
ENTRY PRICE
$25/year
BASE FX FEE
1.5%
KEY FACTS

The card at a glance

CARD TYPE
Secured Credit
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
$25-$250 per year
Cost to hold the card
MAX REWARD
Up to 6%
Cashback up to a monthly spend cap, reduced rate after
REWARDS IN
USDC, crypto
How rewards are paid
FX FEE
1.5%
On foreign-currency spend
REGION
Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cabo Verde, Cambodia, Cameroon, Canada, Central African Republic, Chad, Chile, Colombia, Comoros, Congo (Republic of the), Congo (Democratic Republic of the), Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See (Vatican City), Honduras, Hungary, Iceland, Indonesia, Ireland, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Yemen, Zambia, Zimbabwe
Where it's available
STAKING
Not required
Lock-up to earn rewards
SIGNUP BONUS
Virtual Card annual fee currently waived for a limited time (standard $25/year applies once the promo ends)
Welcome offer
CUSTODY
Self-custody
You hold the keys
REWARDS

Earning Up to 6%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to Up to 6%, cashback up to a monthly spend cap, reduced rate after, paid in USDC, crypto. No staking required for the base rate.

PLANS & TIERS

Compare the plans

This card has 3 plans. Select one to see its rate, fees and perks.

Virtual
Requirement: $25/year membership (currently waived — see signup bonus)
1.5%
Cashback
PRICE
$25/year
ATM FEE
$1 per withdrawal; limited ATM access
FX FEE
1.5%
WHAT'S INCLUDED
✓1.5% cashback on all purchases, up to a monthly cap
✓Deposit 1,000+ cryptocurrencies
✓Invest & Earn up to 6% yield
✓Access to Tria Travel
✓$1,000,000 daily transaction limit
✓Price protection $2,000
✓Purchase protection $10,000
✓Baggage protection $500/event
✓Apple Pay & Google Pay
✓0% deposit fees (network fees sponsored by Tria)
PlanVirtualSignaturePremium
Cashback1.5%4.5%6%
Price$25/year$109/year$250/year
ATM fee$1 per withdrawal; limited ATM access$1 per withdrawal, up to $750/day$1 per withdrawal, up to $750/day
FX fee1.5%1.5%1.5%
Requirement$25/year membership (currently waived — see signup bonus)$109/year membership fee$250/year membership fee
COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
$25-$250 per year
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
1.5%
ATM withdrawal
Cash withdrawal cost
$1 per withdrawal, plus provider fees; limited access (Virtual), up to $750/day (Signature/Premium)
Crypto conversion
When spending crypto directly
0%
Issuance fee
One-off cost to get the card
No separate issuance fee — the annual membership fee covers card issuance

ℹ️ Cashback up to a monthly spend cap, reduced rate after

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
✓Self-custodial
✓Multi-chain support
✓0% APR on spending
✓Apple Pay and Google Pay
✓Supports 1,000+ crypto assets
LOOK ELSEWHERE IF
!$25 annual fee
!Credit model complexity
!Global but some restrictions
!1.5% FX fee on non-USD transactions
STANDOUT FEATURES

What sets it apart

✦Multi-chain spending without bridging
✦0% APR credit model
✦21-day settlement window
✦No asset selling required
✦Supports 1,000+ crypto assets
✦$1,000,000 daily transaction limit
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ Self-custody✓ No staking
ABOUT THIS CARD

Common questions

Where can I use the Tria Card?
+
Does the Tria Card have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Tria Card?
+
Does it work with Apple Pay and Google Pay?
+
Is this a self-custody card?
+

Figures on this page come from Threely Dimensions Inc's published card terms and were verified on August 22, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

THREELY DIMENSIONS INC
Up to 6%
$25-$250 per year · 1.5% FX
Apply now →
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REGIONS
EUUnited StatesUKBrazilSwitzerlandMexicoArgentinaAustralia

1 Reward rates are the issuer's published maximum. Reaching them can require a staking tier, a spending category or a monthly cap.

2 FX and ATM fees are taken from each issuer's fee schedule and re-checked weekly. Regional variants may differ.

3 Some issuers pay us a referral fee. It never changes the ranking. Read our methodology.

© 2026 Cryptocards.oneTermsPrivacyAffiliate disclosure
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Not financial advice. Crypto involves risk, including loss of capital. Terms vary by region, verify with each issuer.