The card at a glance
CARD TYPE
Prepaid
Card category
NETWORK
Mastercard
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
Up to 3%
Spend-to-unlock model — no BNB holding required
REWARDS IN
BNB, crypto
How rewards are paid
FX FEE
1-2% (IOF taxes apply in Brazil)
On foreign-currency spend
REGION
Brazil, Peru, Colombia only (global rollout discontinued Jan 2026)
Where it's available
STAKING
Not required
Lock-up to earn rewards
SIGNUP BONUS
€10 bonus
Welcome offer
Earning Up to 3%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Reward summary
Up to Up to 3%, spend-to-unlock model — no bnb holding required, paid in BNB, crypto. No staking required for the base rate.
Fees you'll actually meet
Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
1-2% (IOF taxes apply in Brazil)
ATM withdrawal
Cash withdrawal cost
2 free withdrawals/month, then $1.50 each
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free
ℹ️ Spend-to-unlock model — no BNB holding required
Strengths and trade-offs
WORKS FOR YOU IF
✓No annual fee
✓No BNB holding required for cashback
✓Integrated with world's largest crypto exchange
✓Physical and virtual card available
LOOK ELSEWHERE IF
!Only available in Brazil, Peru and Colombia
!IOF taxes apply in Brazil
!Cashback capped at 2% (120 BRL)
!Physical card cancellation fee within first year
What sets it apart
✦Spend 14+ cryptocurrencies directly
✦Spend-to-unlock cashback — no holding required
✦Integrated with Binance Funding Wallet
✓ Google Pay✓ iOS app✓ Android app✓ No staking
Common questions
Where can I use the Binance Card?
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Does the Binance Card have an annual fee?
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Do I need to stake anything to earn rewards?
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How much can I earn with the Binance Card?
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Does it work with Apple Pay and Google Pay?
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Figures on this page come from Binance's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
