Bleap Crypto Card vs RedotPay Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

DEBITBleap SIA logo
CASHBACK
20%
ANNUAL FEE
Free
BLEAP CRYPTO CARD
BLEAP SIA
MASTERCARD

Bleap Crypto Card

Bleap SIA
  • High cashback
  • No fees
  • No FX fees
  • Self-custody
PREPAID
RedotPay logo
CASHBACK
None
ANNUAL FEE
Free
REDOTPAY CARD
REDOTPAY
VISA

RedotPay Card

RedotPay
  • No fees
  • No staking
  • Virtual card
  • Apple Pay
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the Bleap Crypto Card and the RedotPay Card
CriterionBleap Crypto CardRedotPay Card
Overall4.0 / 53.3 / 5
Cost 25%5.0No card, monthly or annual fee, no FX markup, no conversion fee, and ATM withdrawals free up to €400 a month — as cheap as this comparison gets.3.5No monthly or annual fee, but the card costs $10 (virtual) or $100 (physical), every purchase carries a 1% crypto conversion fee, non-USD purchases add 1.2%, and ATM withdrawals cost 2%.
Conditions 25%4.0No stake, balance or plan is needed. The 20% headline is real but applies only to streaming, AI and gaming subscriptions, far above the everyday rate.5.0There is no reward rate to unlock, so nothing is needed beyond identity verification: no spend level, balance, stake or subscription.
Rewards 25%3.51% on everything, 3% on rides and delivery, and 20% on listed subscriptions, all paid in USDC with per-category monthly caps. A 2% restaurant and supermarket rate ended with its promotion on 31 May 2026.1.0There is no cashback. Spending earns RedotPay points, which can only buy tickets for in-app prize draws and can't be cashed out.
Reliability 25%3.5Licensed under MiCA by Latvijas Banka with dated cashback terms and a published eligibility list, but the product is young and some EEA countries are still waiting.3.5RedotPay publishes a dated fee schedule (effective 1 December 2025) and explicit lists of where cards can and can't be issued. The schedule is only an image, though, and several small charges (declines, payments under $1, some merchants) sit outside the headline fees.
QUICK VERDICT

Who wins on what

  • KEEPS YOUR KEYS
    Bleap Crypto Card
    spends from your own wallet, not a custodial balance

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

  • Bleap Crypto Card is a debit card while RedotPay Card is a prepaid card — that changes how you fund it, not just what it pays.
  • Rewards arrive in different assets: USDC on the Bleap Crypto Card, No cashback on the RedotPay Card.
  • Bleap Crypto Card runs on Mastercard; RedotPay Card runs on Visa.
EVERY FIELD

Bleap Crypto Card vs RedotPay Card, side by side

Full field-by-field comparison of the Bleap Crypto Card and the RedotPay Card
FieldBleap Crypto CardRedotPay Card
Card typeDebitPrepaid
NetworkMastercardVisa
Max cashbackUp to 20%None
Rewards paid inUSDCNo cashback
Annual feeFreeFree
Monthly feeNoneFree
FX fee0%1.2%
1.20% on purchases in a currency other than the card's default currency. All new cards have been issued in USD since 21 January 2026, so USD purchases carry no FX fee.
ATM feeFree up to €400/month2%
Physical card only. On USD cards, ATM withdrawals cost 2% while your monthly withdrawals stay at or under 10,000 USD, and 3% above that. Older HKD cards pay 2%.
Crypto conversion0%1%
RedotPay charges a 1.00% transaction fee on card purchases, which it describes as the cryptocurrency conversion fee.
Where it worksEEA, Switzerland100+ countries (NOT available in: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Democratic Republic of the Congo, Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe)
Self-custodyYesNo
No staking neededYesYes
Apple PayYesYes
Google PayYesYes
Virtual card—Yes

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

Bleap Crypto Card vs RedotPay Card: common questions

Which is better, the Bleap Crypto Card or the RedotPay Card?

It depends on what you optimise for. Bleap Crypto Card is a debit card advertising up to 20%; RedotPay Card is a prepaid card with no published cashback rate. Compare their fees, regions and custody model side by side before deciding.

Can I get both the Bleap Crypto Card and the RedotPay Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

Bleap Crypto Card review →RedotPay Card review →Compare three cards instead

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