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PREPAID · VISANo annual fee🎁 New users get a 5 USD reward that can be spent with the card within 30 days (it can't pay the card issuance fee).

RedotPay Card

Name: RedotPay Card
Brand: RedotPay
Availability: InStock

by RedotPay · 100+ countries (NOT available in: Afghanistan…

RedotPay is a custodial crypto payment app with a prepaid Visa card, virtual or physical, that spends from your RedotPay balance in BTC, ETH, SOL, XRP, USDT, USDC and other coins. There's no monthly fee, but the card costs $10 (virtual) or $100 (physical), each purchase carries a 1% crypto conversion fee and non-USD purchases add 1.2%. It pays no cashback: spending earns points for in-app prize draws. The card isn't issued in the US, India, Indonesia, Singapore, Turkey or mainland China.

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By the cryptocards.one team·Terms checked September 21, 2026·Referral link, see our affiliate disclosure

RedotPay Card

PREPAID

VISA

MAX REWARD

None

ANNUAL FEE

Free

FX FEE

1.2%

VERDICT

Is the RedotPay Card worth it?

The RedotPay Card is a prepaid card on Visa, paying up to None back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.

GOOD FIT IF

you want up to None back on everyday spending
you don't want to stake or lock up a token to earn the rate
you want a card with no annual fee
you want to start spending the day you sign up

THINK TWICE IF

you want to hold your own keys — this card is custodial

OUR SCORE

How we rate the RedotPay Card

3.3out of 5Our assessment, not a user rating

Cost25%3.5 / 5
No monthly or annual fee, but the card costs $10 (virtual) or $100 (physical), every purchase carries a 1% crypto conversion fee, non-USD purchases add 1.2%, and ATM withdrawals cost 2%.
Conditions25%5.0 / 5
There is no reward rate to unlock, so nothing is needed beyond identity verification: no spend level, balance, stake or subscription.
Rewards25%1.0 / 5
There is no cashback. Spending earns RedotPay points, which can only buy tickets for in-app prize draws and can't be cashed out.
Reliability25%3.5 / 5
RedotPay publishes a dated fee schedule (effective 1 December 2025) and explicit lists of where cards can and can't be issued. The schedule is only an image, though, and several small charges (declines, payments under $1, some merchants) sit outside the headline fees.

Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 21, 2026. Read the full scoring model. No issuer can pay to change a score.

KEY FACTS

The card at a glance

CARD TYPE

Prepaid

Card category

NETWORK

Visa

Where it's accepted

ANNUAL FEE

Free

Cost to hold the card

MAX REWARD

None

Top published rate

See reward details ↓

REWARDS IN

No cashback

How rewards are paid

FX FEE

1.2%

On foreign-currency spend

See fee details ↓

REGION

100+ countries (NOT available in: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Democratic Republic of the Congo, Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe)

Where it's available

STAKING

Not required

Lock-up to earn rewards

SIGNUP BONUS

New users get a 5 USD reward that can be spent with the card within 30 days (it can't pay the card issuance fee).

Welcome offer

CARDS PER PERSON

Up to 5, lifetime

Deleted cards still count towards the 5.

REWARDS

Earning None

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

None, paid in No cashback. No staking required for the base rate.

RedotPay pays no cashback on spending.
Spending, referrals and in-app missions earn points that can only be used for in-app rewards and prize draws; they can't be cashed out or transferred, expire about 12 months after they're earned, and are deducted if a purchase is refunded.

COSTS

Fees you'll actually meet

Annual fee

Cost to hold the card each year

Free

Monthly fee

Recurring account cost

Free

FX spread

Applied on foreign-currency spend

1.2%

1.20% on purchases in a currency other than the card's default currency. All new cards have been issued in USD since 21 January 2026, so USD purchases carry no FX fee.

ATM withdrawal

Cash withdrawal cost

2%

Physical card only. On USD cards, ATM withdrawals cost 2% while your monthly withdrawals stay at or under 10,000 USD, and 3% above that. Older HKD cards pay 2%.

Crypto conversion

When spending crypto directly

1%

RedotPay charges a 1.00% transaction fee on card purchases, which it describes as the cryptocurrency conversion fee.

Issuance fee

One-off cost to get the card

$10

One-time and non-refundable: 10 USD for a virtual card, 100 USD for a physical card, taken from your RedotPay balance. Standard mail delivery of a physical card is free; DHL Express costs extra, calculated at checkout. Replacing a virtual card costs 5 USD the first time and 10 USD after that.

Fee at listed merchants

At merchants on RedotPay's list, such as Facebook Ads, Discord and some mobile games. The first 3 such purchases per card each month are free.

1.5%

(min $0.50)

Purchases of $1 or less

The first 5 per card each month are free.

$0.20 each

Declined transactions

The first 3 per card each month are free.

$0.50 each

SPENDING LIMITS

How much you can spend

Published by the issuer. One set of limits applies wherever the card is available. Verify with the issuer before relying on a limit.

RedotPay Card spending limits by country
Country	Per transaction	Per day
All regions	100,000 USD	1,000,000 USD

ATM WITHDRAWAL LIMITS

How much cash you can take out

Each period caps both the number of withdrawals and their total value — you reach whichever comes first. Set per country, in each market's own currency.

RedotPay Card ATM withdrawal limits by country, showing the maximum number and total value for each period
Country	Tier	Within 24 hours		Per month
Country	Tier	Withdrawals	Total value	Withdrawals	Total value
Most regions	USD card	3	3,750 USD	30	50,000 USD
Some countries	USD card	3	3,000 USD	30	10,000 USD

Physical card only. RedotPay says some countries and regions have the lower 3,000 USD daily and 10,000 USD monthly limits, but doesn't list which.

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF

Spend BTC, ETH, SOL, XRP, USDT, USDC and other coins from one balance
No monthly or annual fee
Apple Pay and Google Pay
Physical card for ATM withdrawals, up to 3,750 USD a day
Free standard delivery of the physical card

LOOK ELSEWHERE IF

No cashback: spending earns points for in-app prize draws only
Every purchase carries a 1% crypto conversion fee
Purchases in currencies other than USD add 1.2%
The card costs $10 (virtual) or $100 (physical), non-refundable
Not issued in the US, India, Indonesia, Singapore, Turkey, mainland China and more than 40 other places
Small charges for declined payments and payments of $1 or less past a monthly free allowance

STANDOUT FEATURES

What sets it apart

Supports BTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC
P2P marketplace and multi-currency wallet in the same app
Up to 5 cards per person

✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ No staking

ABOUT THIS CARD

Common questions

Where can I use the RedotPay Card?

The RedotPay Card is available in 100+ countries (NOT available in: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Democratic Republic of the Congo, Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe). Acceptance follows the Visa network, so it works anywhere that network is accepted within those regions. Availability by country can change — check the issuer's current list before applying.

Does the RedotPay Card have an annual fee?

Do I need to stake anything to earn rewards?

How much can I earn with the RedotPay Card?

The headline rate is None (RedotPay pays no cashback on spending. Spending, referrals and in-app missions earn points that can only be used for in-app rewards and prize draws; they can't be cashed out or transferred, expire about 12 months after they're earned, and are deducted if a purchase is refunded.). Check the card's reward terms for eligible spending, tiers, caps, and any conditions that apply.

Does it work with Apple Pay and Google Pay?

Figures on this page come from RedotPay's published card terms and were verified on September 21, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.