Bybit Card vs MEXC Global Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

PREPAIDBybit logo
CASHBACK
10%
ANNUAL FEE
Free
BYBIT CARD
BYBIT
MASTERCARD

Bybit Card

Bybit
  • High cashback
  • No fees
  • No staking
  • Virtual card
PREPAIDMEXC logo
CASHBACK
10%
ANNUAL FEE
Free
MEXC GLOBAL CARD
MEXC
VISA

MEXC Global Card

MEXC
  • High cashback
  • No fees
  • No staking
  • Virtual card
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the Bybit Card and the MEXC Global Card
CriterionBybit CardMEXC Global Card
Overall3.8 / 54.3 / 5
Cost 25%3.5No annual or monthly fee, but FX is about 1–2% in most regions (7% in Argentina), plus a 0.9% conversion fee when spending crypto and 2% on ATM withdrawals above the regional allowance.4.5No annual, top-up or issuance fee and no MEXC FX markup, but a 1% transaction fee applies from 1 October 2026.
Conditions 25%3.5The 2% Tier 2 rate we score only needs $500 of monthly spend. But the advertised 10% needs $25,000 a month — more than four times the rate most people reach. In the EEA, spending no longer unlocks higher tiers for non-VIP cardholders.4.5Every new account starts at M-Score 350 one day after sign-up, which is already the Standard tier, so the 4% we score needs nothing beyond an account. The advertised 10% (Elite, M-Score 800 and above) is more than twice that rate.
Rewards 25%4.0At $1,500/month you qualify for Tier 2: 2% up to $50/month, about $30, paid as points convertible to USDT at a fixed rate. Since 5 October 2026 those purchases must be crypto-funded to earn, and non-VIP Tier 2 cardholders no longer get the 100% subscription rebates. In the EEA, non-VIP cardholders earn a flat 1% instead, about $15 at $1,500.5.0Standard pays 4% in USDT up to 100 USDT/month — about $60 at $1,500 spend.
Reliability 25%4.0Established exchange with detailed card terms published per region, and our figures are verified against them.3.0A very new card, launched on 31 August 2026, whose fees are already changing: the 1% transaction fee was waived only for its first month. MEXC does publish clear terms for its fees, limits, cashback tiers and restricted countries.
Bybit Card

Bybit Card is a strong choice for active Bybit users, but its headline 10% cashback is far less attractive than it looks. The card has no annual or inactivity fees, a solid 2% base reward, six spending-based tiers, and valuable subscription rebates from Tier 3 (Tier 2 for VIP clients). But the best rewards require very high monthly spending, cashback is capped, and regional FX, crypto-conversion and ATM costs can seriously reduce its value. For frequent Bybit users who can reach the higher tiers, it is competitive; for casual users, the 10% headline should not be the reason to choose it.

MEXC Global Card

The MEXC Global Card offers a very strong base cashback rate with relatively low costs, making it an attractive option for regular spending. However, the higher 6% and 10% rates are tied to MEXC's VVIP tiers, so most users should realistically expect the 4% base rate. The card is also very new, which makes it difficult to judge its long-term reliability yet. Overall, it's a promising card with strong rewards, but there are still a few reasons not to give it a near-perfect score.

THE SHORT VERSION

How they actually differ

  • Rewards arrive in different assets: Reward Points, convertible to USDT cashback (1 point = 0.002 USDT) on the Bybit Card, USDT on the MEXC Global Card.
  • Bybit Card runs on Mastercard; MEXC Global Card runs on Visa.
EVERY FIELD

Bybit Card vs MEXC Global Card, side by side

Full field-by-field comparison of the Bybit Card and the MEXC Global Card
FieldBybit CardMEXC Global Card
Card typePrepaidPrepaid
NetworkMastercardVisa
Max cashbackUp to 10%Up to 10%
Rewards paid inReward Points, convertible to USDT cashback (1 point = 0.002 USDT)USDT
Annual feeFreeFree
Monthly feeNoneNone
FX feeVaries by region
2% (Australia, Asia Pacific, Georgia), 2% international fee (Kazakhstan/AIFC), 7% (Argentina), 1.5% (Brazil), 2% (Mexico), 1% (Peru)
0%
MEXC adds no FX markup. The actual cost is Visa's real-time exchange rate for the transaction currency, which carries its own spread of roughly 0.1-0.3%.
ATM feeFree up to the monthly regional allowance
then 2% (e.g. $100 USD in Australia/APAC/Georgia/Kazakhstan; 95,000 ARS in Argentina; 550 BRL in Brazil; $100 USD/1,800 MXN in Mexico). ATM operator fees may also apply. ATM withdrawals are not supported in Peru.
Not supported
The Global Card is virtual-only and MEXC's fee table lists no ATM fee and documents no cash-withdrawal function.
Crypto conversion0.9% (0.5% in Argentina; listed as unsupported in Peru) on top of Bybit's One-Click Sell rate, when funding from crypto rather than fiat
Crypto conversion is not supported in Peru.
0%
Where it worksEEA, Switzerland, Australia, Brazil, Argentina, Mexico, Peru, Georgia, Kazakhstan (AIFC), Asia PacificAndorra, Angola, Antigua and Barbuda, Argentina, Australia, Azerbaijan, Bahamas, Bahrain, Barbados, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Brunei, Burkina Faso, Cabo Verde, Cameroon, Chad, Chile, Colombia, Comoros, Costa Rica, Côte d'Ivoire, Djibouti, Dominica, Dominican Republic, Ecuador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Georgia, Ghana, Grenada, Guyana, Honduras, Israel, Jamaica, Japan, Jordan, Kenya, Kiribati, Laos, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Maldives, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Monaco, Mongolia, Mozambique, Namibia, Nauru, New Zealand, Nigeria, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Qatar, Rwanda, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Solomon Islands, South Africa, South Korea, Sri Lanka, Suriname, Switzerland, Taiwan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Turkmenistan, Tuvalu, Uganda, Uruguay, Uzbekistan, Vatican City, Vietnam, Zambia
RebatesTradingView, Financial Times, Shahid, iQIYI 100% Reward Points, ChatGPT Plus, Claude Pro, Netflix, Spotify 100% Reward Points—
Self-custodyNoNo
No staking neededYesYes
Apple PayYesYes
Google PayYesYes
Virtual cardYesYes

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

Bybit Card vs MEXC Global Card: common questions

Which is better, the Bybit Card or the MEXC Global Card?

It depends on what you optimise for. Bybit Card is a prepaid card advertising up to 10%; MEXC Global Card is a prepaid card advertising up to 10%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the Bybit Card and the MEXC Global Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

Bybit Card review →MEXC Global Card review →Compare three cards instead

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