MEXC Global Card
Visa Platinum virtual card funded by topping up USDT from your MEXC Fiat Account. Pays 4-10% cashback in USDT by VVIP tier, and USDT subscribed to the card's Earn product pays 7% APR on a separate track. No annual, top-up or inactivity fee, and no MEXC markup on the Visa exchange rate. A 1% transaction fee applies from 1 October 2026, waived from launch through 30 September 2026.
Is the MEXC Global Card worth it?
The MEXC Global Card is a prepaid card on Visa, paying up to 10% back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 10% back on everyday spending
- you don't want to stake or lock up a token to earn the rate
- you want a card with no annual fee
- you want to start spending the day you sign up
THINK TWICE IF
- you want to hold your own keys — this card is custodial
How we rate the MEXC Global Card
- Cost25%4.5 / 5
No annual, top-up or issuance fee and no MEXC FX markup, but a 1% transaction fee applies from 1 October 2026.
- Conditions25%4.5 / 5
Every new account starts at M-Score 350 one day after sign-up, which is already the Standard tier, so the 4% we score needs nothing beyond an account. The advertised 10% (Elite, M-Score 800 and above) is more than twice that rate.
- Rewards25%5.0 / 5
Standard pays 4% in USDT up to 100 USDT/month — about $60 at $1,500 spend.
- Reliability25%3.0 / 5
A very new card, launched on 31 August 2026, whose fees are already changing: the 1% transaction fee was waived only for its first month. MEXC does publish clear terms for its fees, limits, cashback tiers and restricted countries.
The MEXC Global Card offers a very strong base cashback rate with relatively low costs, making it an attractive option for regular spending. However, the higher 6% and 10% rates are tied to MEXC's VVIP tiers, so most users should realistically expect the 4% base rate. The card is also very new, which makes it difficult to judge its long-term reliability yet. Overall, it's a promising card with strong rewards, but there are still a few reasons not to give it a near-perfect score.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
Earning Up to 10%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 10%, paid in USDT. No staking required for the base rate.
- 4% Standard, 6% Premier, 10% Elite - set by your VVIP tier on the last day of each month.
- Monthly caps 100 / 300 / 800 USDT.
- Paid in USDT to your Spot account by the 15th of the following month.
- Some merchant categories are excluded.
Compare the plans
This card has 3 plans. Select one to see its rate, fees and perks.
Fees you'll actually meet
Strengths and trade-offs
WORKS FOR YOU IF
- 4-10% cashback paid in USDT, not points
- 7% APR on subscribed USDT, calculated separately from cashback
- No annual, top-up or inactivity fee
- No MEXC markup on the Visa exchange rate
- 80,000 USDT per transaction and 1,000,000 USDT per day
- Apple Pay and Google Pay
- Issued in minutes, no income proof
LOOK ELSEWHERE IF
- 1% transaction fee from 1 October 2026
- Cashback tier depends on your MEXC M-Score, so it can move month to month
- Monthly cashback is capped at 100-800 USDT
- Custodial - MEXC holds the funds
- Virtual only - no physical card and no ATM withdrawals
- Restricted in 69 countries and territories, including the US, China, India, Indonesia, Turkey and Russia
- Australia, Saudi Arabia, South Africa and Switzerland need VVIP M-Score 600+ or a partner channel
- Cashback allocation is shared with the MEXC Card (APAC), so holding both does not double the cap
What sets it apart
- Transaction fee 0% from 31 August to 30 September 2026, then 1%
- 7% APR on USDT subscribed to the card's Earn product (100-100,000 USDT, manual subscription, accrues hourly)
- 80,000 USDT per transaction, 1,000,000 USDT per day
- Invite rewards: 20 USDT per qualified referral, uncapped; invitee receives 10 USDT
- Denominated in USD, funded with USDT; settlement usually 1-3 business days
- Advanced KYC only - government ID, face scan and proof of address. No income proof, asset audit or credit check
Latest news & analysis
- NEWS · What Changes for Crypto Cards on 1 October 2026Four things land within a week: MEXC's 1% fee returns, Crypto.com adds FX fees in Europe and the UK, Gnosis Pay stops new cards, and COCA's Apple offer ends.
- NEWS · Visa Moves to End Card Rewards on Memecoin PurchasesMemecoin buys coded as digital media earned ordinary card rewards. The Block reports Visa has told processors to stop. Merchant codes decide cashback.
- NEWS · MEXC Global Card Explained: Cashback, M-Score and the September 30 Fee DeadlineHow MEXC Global Card cashback, M-Score tiers and monthly caps work, what the 1% fee from October 1 costs, and why the 7% Card Earn product is separate.
Common questions
Where can I use the MEXC Global Card?
Does the MEXC Global Card have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the MEXC Global Card?
Does it work with Apple Pay and Google Pay?
Figures on this page come from MEXC's published card terms and were verified on September 19, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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