OUR SCORE
How we rate them
Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.
Editorial scores for the Crypto.com Visa and the Revolut| Criterion | Crypto.com Visa | Revolut |
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| Overall | 3.0 / 5 | 3.9 / 5 |
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| Cost 25% | 3.0No annual card fee, but the free plan has up to 3% FX in some regions (such as the US), an inactivity fee after 12 months without use, and 2% on ATM withdrawals above the allowance. | 4.0The Standard plan is free, with no FX markup up to £1,000 a month and free ATM withdrawals up to a monthly limit. Buying crypto costs 1.49% on that plan. |
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| Conditions 25% | 3.5The best-value plan within reach, Level Up Pro, costs $299.90 a year. Better rates need a 12-month CRO lock-up, which we don't count. | 5.0No stake, balance or subscription is needed to hold the card and spend from it. |
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| Rewards 25% | 2.0The free plan pays 0% on spending. Level Up Pro's 2.5% on up to $1,500 is about $450 a year — only about $150 more than its fee (≈0.8%) — and paid in CRO. | 2.0Card spending earns RevPoints rather than crypto cashback, and their value depends on how you redeem them, so a reliable rate cannot be quoted. |
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| Reliability 25% | 3.5Large issuer with well-documented regional terms, but rewards and benefits have been cut repeatedly. | 4.5A licensed bank with millions of customers and fee schedules published per country — among the most transparent providers in this comparison. |
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Crypto.com Visa
Crypto.com Prepaid Visa is a feature-rich but condition-heavy crypto card. Basic users get no everyday spending rewards, while higher Level Up plans can provide up to 4.5% CRO rewards plus valuable Travel, subscription and lounge benefits. The trade-off is meaningful: higher rewards require subscriptions or substantial CRO commitments, while FX, ATM fees, limits and availability vary by region. It is a strong choice for users willing to meet the Level Up requirements, but less compelling for users looking for a simple no-strings-attached cashback card.
QUICK VERDICT
Who wins on what
Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.
THE SHORT VERSION
How they actually differ
- →Crypto.com Visa is a prepaid card while Revolut is a debit card — that changes how you fund it, not just what it pays.
- →Rewards arrive in different assets: CRO or BTC, depending on eligibility and selected reward token; subscription rebates are always paid in CRO on the Crypto.com Visa, Fiat, crypto via app on the Revolut.
- →Crypto.com Visa runs on Visa; Revolut runs on Visa/Mastercard.
EVERY FIELD
Crypto.com Visa vs Revolut, side by side
Full field-by-field comparison of the Crypto.com Visa and the Revolut| Field | Crypto.com Visa | Revolut |
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| Card type | Prepaid | Debit |
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| Network | Visa | Visa/Mastercard |
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| Max cashback | Up to 4.5% | 0-1% |
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| Rewards paid in | CRO or BTC, depending on eligibility and selected reward token; subscription rebates are always paid in CRO | Fiat, crypto via app |
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| Annual fee | Free | Free (Standard tier) |
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| Monthly fee | Basic is free; Level Up Plus and Pro have paid subscription options; Private requires qualifying CRO lockup/staking | None (Standard) |
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| FX fee | Varies by region and tier | 0% up to £1,000/month on Standard, then a fair-usage fee; no limit on paid plans |
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| ATM fee | Monthly free ATM limit varies by region and card tier; 2% on amounts above the free limit. ATM operator surcharges count towards the free limit. | Free up to limit by tier, then 2% |
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| Crypto conversion | Varies by transaction and jurisdiction | 1.49% on Standard, 0.99% on Premium and Metal at the lowest volume band |
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| Where it works | Singapore, APAC, Australia & New Zealand, United States, Canada, European Union, United Kingdom, Brazil & select LATAM markets | EU, UK, Australia, Singapore, Switzerland, 40+ countries (US: separate Revolut product) |
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| Self-custody | No | No |
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| No staking needed | No | Yes |
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| Apple Pay | Yes | Yes |
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| Google Pay | Yes | Yes |
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| Virtual card | — | — |
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A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.
GO DEEPER
Read the full review of each
