Crypto.com Visa vs Revolut: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

PREPAIDCrypto.com logo
CASHBACK
4.5%
ANNUAL FEE
Free
CRYPTO.COM VISA
CRYPTO.COM
VISA

Crypto.com Visa

Crypto.com
  • No fees
  • Apple Pay
  • Google Pay
DEBITRevolut Ltd logo
CASHBACK
0-1%
ANNUAL FEE
Free…
REVOLUT
REVOLUT LTD
VISA/MASTERCARD

Revolut

Revolut Ltd
  • No staking
  • Apple Pay
  • Google Pay
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the Crypto.com Visa and the Revolut
CriterionCrypto.com VisaRevolut
Overall3.0 / 53.9 / 5
Cost 25%3.0No annual card fee, but the free plan has up to 3% FX in some regions (such as the US), an inactivity fee after 12 months without use, and 2% on ATM withdrawals above the allowance.4.0The Standard plan is free, with no FX markup up to £1,000 a month and free ATM withdrawals up to a monthly limit. Buying crypto costs 1.49% on that plan.
Conditions 25%3.5The best-value plan within reach, Level Up Pro, costs $299.90 a year. Better rates need a 12-month CRO lock-up, which we don't count.5.0No stake, balance or subscription is needed to hold the card and spend from it.
Rewards 25%2.0The free plan pays 0% on spending. Level Up Pro's 2.5% on up to $1,500 is about $450 a year — only about $150 more than its fee (≈0.8%) — and paid in CRO.2.0Card spending earns RevPoints rather than crypto cashback, and their value depends on how you redeem them, so a reliable rate cannot be quoted.
Reliability 25%3.5Large issuer with well-documented regional terms, but rewards and benefits have been cut repeatedly.4.5A licensed bank with millions of customers and fee schedules published per country — among the most transparent providers in this comparison.
Crypto.com Visa

Crypto.com Prepaid Visa is a feature-rich but condition-heavy crypto card. Basic users get no everyday spending rewards, while higher Level Up plans can provide up to 4.5% CRO rewards plus valuable Travel, subscription and lounge benefits. The trade-off is meaningful: higher rewards require subscriptions or substantial CRO commitments, while FX, ATM fees, limits and availability vary by region. It is a strong choice for users willing to meet the Level Up requirements, but less compelling for users looking for a simple no-strings-attached cashback card.

QUICK VERDICT

Who wins on what

  • HIGHER HEADLINE CASHBACK
    Crypto.com Visa
    Up to 4.5% vs 0-1%
  • CHEAPER TO HOLD
    Crypto.com Visa
    no annual fee vs Free (Standard tier)
  • NO TOKEN LOCK-UP
    Revolut
    headline rate without staking

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

  • Crypto.com Visa is a prepaid card while Revolut is a debit card — that changes how you fund it, not just what it pays.
  • Rewards arrive in different assets: CRO or BTC, depending on eligibility and selected reward token; subscription rebates are always paid in CRO on the Crypto.com Visa, Fiat, crypto via app on the Revolut.
  • Crypto.com Visa runs on Visa; Revolut runs on Visa/Mastercard.
EVERY FIELD

Crypto.com Visa vs Revolut, side by side

Full field-by-field comparison of the Crypto.com Visa and the Revolut
FieldCrypto.com VisaRevolut
Card typePrepaidDebit
NetworkVisaVisa/Mastercard
Max cashbackUp to 4.5%0-1%
Rewards paid inCRO or BTC, depending on eligibility and selected reward token; subscription rebates are always paid in CROFiat, crypto via app
Annual feeFreeFree
(Standard tier)
Monthly feeBasic is free; Level Up Plus and Pro have paid subscription options; Private requires qualifying CRO lockup/stakingNone
(Standard)
FX feeVaries by region and tier0% up to £1,000/month on Standard and £3,000 on Plus, then a fair-usage fee; no limit on Premium, Metal or Ultra (UK)
ATM feeMonthly free ATM limit varies by region and card tier; 2% on amounts above the free limit. ATM operator surcharges count towards the free limit.Free up to limit by tier, then 2%
Crypto conversionVaries by transaction and jurisdiction1.49% on Standard, 0.99% on Premium and Metal at the lowest volume band
Where it worksSingapore, APAC, Australia & New Zealand, United States, Canada, European Union, United Kingdom, Brazil & select LATAM marketsEU, UK, Australia, Singapore, Switzerland, 40+ countries (US: separate Revolut product)
Self-custodyNoNo
No staking neededNoYes
Apple PayYesYes
Google PayYesYes
Virtual card——

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

Crypto.com Visa vs Revolut: common questions

Which is better, the Crypto.com Visa or the Revolut?

It depends on what you optimise for. Crypto.com Visa is a prepaid card advertising up to 4.5%; Revolut is a debit card advertising 0-1%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the Crypto.com Visa and the Revolut?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

Crypto.com Visa review →Revolut review →Compare three cards instead

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