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DEBIT · VISA/MASTERCARDNo annual fee

Revolut

by Revolut Ltd · EU, UK, Australia, Singapore, Switzerland, 40+…

Global fintech card in 50+ countries. No FX fees, in-app crypto buy/sell, disposable virtual cards, and split bills. Standard tier is free; Premium and Metal unlock higher ATM limits, travel insurance and enhanced crypto features.

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DEBIT
Revolut logo
REVOLUT
Visa/Mastercard
MAX REWARD
0-1%
ANNUAL FEE
Free (Standard tier)
FX FEE
0%
KEY FACTS

The card at a glance

CARD TYPE
Debit
Card category
NETWORK
Visa/Mastercard
Where it's accepted
ANNUAL FEE
Free (Standard tier)
Cost to hold the card
MAX REWARD
0-1%
Cashback only via paid Premium/Metal plans; Standard earns no crypto cashback
REWARDS IN
Fiat, crypto via app
How rewards are paid
FX FEE
0%
On foreign-currency spend
REGION
EU, UK, Australia, Singapore, Switzerland, 40+ countries (US: separate Revolut product)
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

Earning 0-1%

The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.

Reward summary

Up to 0-1%, cashback only via paid premium/metal plans; standard earns no crypto cashback, paid in Fiat, crypto via app. No staking required for the base rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free (Standard tier)
Monthly fee
Recurring account cost
None (Standard)
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free up to limit by tier, then 2%
Crypto conversion
When spending crypto directly
1.5% Standard / 0.25% Metal
Issuance fee
One-off cost to get the card
Free

ℹ️ Cashback only via paid Premium/Metal plans; Standard earns no crypto cashback

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF
Available in 50+ countries
No FX fees
Apple Pay and Google Pay
Free Standard tier
Instant in-app crypto exchange
LOOK ELSEWHERE IF
!Not a crypto-native card
!1.5% crypto conversion on Standard
!Higher features need subscription
!Custodial crypto
STANDOUT FEATURES

What sets it apart

Disposable virtual cards for online security
Instant spend notifications
Split bills and global money transfers
In-app crypto exchange
Apple Pay Google Pay iOS app Android app No staking
ABOUT THIS CARD

Common questions

Where can I use the Revolut?
+
Does the Revolut have an annual fee?
+
Do I need to stake anything to earn rewards?
+
How much can I earn with the Revolut?
+
Does it work with Apple Pay and Google Pay?
+

Figures on this page come from Revolut Ltd's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

REVOLUT LTD
Up to 0-1%
No annual fee · 0% FX
Apply now →
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