MEXC Global Card vs Binance Card: which wins?

Cashback, annual fee, FX and ATM charges, custody and country availability — both cards on the same fields, taken from each issuer's published terms; each card page shows when its data was last verified.

PREPAIDMEXC logo
CASHBACK
10%
ANNUAL FEE
Free
MEXC GLOBAL CARD
MEXC
VISA

MEXC Global Card

MEXC
  • High cashback
  • No fees
  • No staking
  • Virtual card
PREPAID
Binance — Brazil, Peru & Colombia logo
CASHBACK
3%
ANNUAL FEE
Free
BINANCE CARD
BINANCE — BRAZIL, PERU & COLOMBIA
MASTERCARD

Binance Card

Binance — Brazil, Peru & Colombia
  • No fees
  • No staking
  • Virtual card
  • Apple Pay
OUR SCORE

How we rate them

Our own assessment, not a user rating — four criteria at 25% each, scored against each issuer's published terms. See the scoring model.

Editorial scores for the MEXC Global Card and the Binance Card
CriterionMEXC Global CardBinance Card
Overall4.3 / 53.9 / 5
Cost 25%4.5No annual, top-up or issuance fee and no MEXC FX markup, but a 1% transaction fee applies from 1 October 2026.3.5No annual or monthly fee. FX is 0% in Colombia and Peru and 1–2% in Brazil, and spending crypto adds a 0.9% conversion fee.
Conditions 25%4.5Every new account starts at M-Score 350 one day after sign-up, which is already the Standard tier, so the 4% we score needs nothing beyond an account. The advertised 10% (Elite, M-Score 800 and above) is more than twice that rate.4.5Cashback tiers are reached by monthly spending alone — no staking or token holding — though the top tier caps rewards at $100 a month.
Rewards 25%5.0Standard pays 4% in USDT up to 100 USDT/month — about $60 at $1,500 spend.3.5Up to 3% by spending tier, paid in BTC equivalent or USDC. Binance does not publish the spending thresholds, so the mid-tier rate is an estimate.
Reliability 25%3.0A very new card, launched on 31 August 2026, whose fees are already changing: the 1% transaction fee was waived only for its first month. MEXC does publish clear terms for its fees, limits, cashback tiers and restricted countries.4.0Large, established issuer with regional terms published, and our figures were re-checked this month. The programme covers only Brazil, Peru and Colombia.
MEXC Global Card

The MEXC Global Card offers a very strong base cashback rate with relatively low costs, making it an attractive option for regular spending. However, the higher 6% and 10% rates are tied to MEXC's VVIP tiers, so most users should realistically expect the 4% base rate. The card is also very new, which makes it difficult to judge its long-term reliability yet. Overall, it's a promising card with strong rewards, but there are still a few reasons not to give it a near-perfect score.

QUICK VERDICT

Who wins on what

  • HIGHER HEADLINE CASHBACK
    MEXC Global Card
    Up to 10% vs Up to 3%

Only stated where the published data supports it. A card with a tiered or conditional fee is not counted as free.

THE SHORT VERSION

How they actually differ

  • Rewards arrive in different assets: USDT on the MEXC Global Card, BRL in Brazil; USDC or BTC equivalent in Colombia and Peru on the Binance Card.
  • MEXC Global Card runs on Visa; Binance Card runs on Mastercard.
EVERY FIELD

MEXC Global Card vs Binance Card, side by side

Full field-by-field comparison of the MEXC Global Card and the Binance Card
FieldMEXC Global CardBinance Card
Card typePrepaidPrepaid
NetworkVisaMastercard
Max cashbackUp to 10%Up to 3%
Rewards paid inUSDTBRL in Brazil; USDC or BTC equivalent in Colombia and Peru
Annual feeFreeFree
Monthly feeNoneNone
FX fee0%
MEXC adds no FX markup. The actual cost is Visa's real-time exchange rate for the transaction currency, which carries its own spread of roughly 0.1-0.3%.
1–2% in Brazil; 0% in Colombia and Peru
ATM feeNot supported
The Global Card is virtual-only and MEXC's fee table lists no ATM fee and documents no cash-withdrawal function.
Brazil: 2 free withdrawals a month, then $1.50 each. Colombia and Peru: virtual card, no ATM access
Cash needs the physical card, which Binance offers in Brazil. In Brazil the limits are 3 withdrawals and 3,000 BRL a day, 30 and 25,000 BRL a month. In Colombia and Peru (Global Program) the card is virtual.
Crypto conversion0%0.9%
Where it worksAndorra, Angola, Antigua and Barbuda, Argentina, Australia, Azerbaijan, Bahamas, Bahrain, Barbados, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Brunei, Burkina Faso, Cabo Verde, Cameroon, Chad, Chile, Colombia, Comoros, Costa Rica, Côte d'Ivoire, Djibouti, Dominica, Dominican Republic, Ecuador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Georgia, Ghana, Grenada, Guyana, Honduras, Israel, Jamaica, Japan, Jordan, Kenya, Kiribati, Laos, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Maldives, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Monaco, Mongolia, Mozambique, Namibia, Nauru, New Zealand, Nigeria, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Qatar, Rwanda, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Solomon Islands, South Africa, South Korea, Sri Lanka, Suriname, Switzerland, Taiwan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Turkmenistan, Tuvalu, Uganda, Uruguay, Uzbekistan, Vatican City, Vietnam, ZambiaBrazil, Peru, Colombia
Self-custodyNoNo
No staking neededYesYes
Apple PayYesYes
Google PayYesYes
Virtual cardYesYes

A dash means the issuer has not published that figure — it does not mean zero. See our methodology for how each field is verified. Rewards and availability change often and vary by region. Not financial advice.

COMMON QUESTIONS

MEXC Global Card vs Binance Card: common questions

Which is better, the MEXC Global Card or the Binance Card?

It depends on what you optimise for. MEXC Global Card is a prepaid card advertising up to 10%; Binance Card is a prepaid card advertising up to 3%. Compare their fees, regions and custody model side by side before deciding.

Can I get both the MEXC Global Card and the Binance Card?

Usually yes — these are separate products from different issuers, so holding one does not prevent you from applying for the other, provided you meet each issuer's own eligibility and region requirements.

GO DEEPER

Read the full review of each

MEXC Global Card review →Binance Card review →Compare three cards instead

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