Rizon Visa Card
Global non-custodial financial super-app with Visa card. Spend USDC/USDT directly from your self-custody wallet with gamified RizPoints rewards system offering up to 5% cashback. Apple Pay and Google Pay supported globally.
Is the Rizon Visa Card worth it?
The Rizon Visa Card is a prepaid card on Visa, paying up to 2.5% back on spend, with no annual fee. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want up to 2.5% back on everyday spending
- you don't want to stake or lock up a token to earn the rate
- you want a card with no annual fee
- you want your crypto to stay in your own wallet until you spend it
How we rate the Rizon Visa Card
- Cost25%3.5 / 5
No annual fee, but FX is 1.7% on the free plan, a virtual card costs $10, a physical one $49.99, and ATM withdrawals $1 plus 0.65%.
- Conditions25%4.0 / 5
The free plan pays nothing. The 2.5% rate needs the Emerald plan at $7.99 a month, which typical spending does recover.
- Rewards25%3.0 / 5
2.5% on the $96-a-year Emerald plan, worth roughly 2% after the subscription. Rewards are issued as RizPoints rather than plain cash.
- Reliability25%2.5 / 5
Self-custodial with card services through Rain, but Rizon's fee page sends you to the app for most numbers and sources disagree about its plan names.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
Earning Up to 2.5%
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Up to 2.5%, no cashback on the free plan. Gold ($3.99/month) pays 1%, capped at the plan fee; Emerald ($7.99/month) pays 2.5%, paid in RizPoints (gamified). No staking required for the base rate.
Fees you'll actually meet
ℹ️ No cashback on the free plan. Gold ($3.99/month) pays 1%, capped at the plan fee; Emerald ($7.99/month) pays 2.5%.
How much cash you can take out
The maximum total you can withdraw in each period. One set of limits applies wherever the card is available.
Reported by card reviews; Rizon's fee page directs you to the app for most figures.
Strengths and trade-offs
WORKS FOR YOU IF
- Self-custodial
- Up to 5% cashback
- 0% FX fees
- Apple Pay and Google Pay
- Global availability
LOOK ELSEWHERE IF
- RizPoints system complexity
- Early-stage project
What sets it apart
- Gamified RizPoints reward system
- Self-custodial wallet spending
- Global spending without banking intermediaries
Common questions
Where can I use the Rizon Visa Card?
Does the Rizon Visa Card have an annual fee?
Do I need to stake anything to earn rewards?
How much can I earn with the Rizon Visa Card?
Does it work with Apple Pay and Google Pay?
Is this a self-custody card?
Figures on this page come from Rizon's published card terms and were verified on September 16, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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