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PREPAID · VISANo annual fee

SolCard

by SC PAYMENTS Ltd · Global (KYC required — excluded: US, some…

Privacy-focused prepaid crypto card built on Solana. Spend SOL, USDC and USDT via Apple Pay and Google Pay without extensive KYC for lower tiers. Up to 8% cashback requires staking $SOLC tokens. Standard monthly limit $10,000; Full Access $100,000.

By the cryptocards.one team·Terms checked September 16, 2026·Referral link, see our affiliate disclosure
SC PAYMENTS Ltd logo
SolCard
PREPAID
VISA
MAX REWARD
None
ANNUAL FEE
Free
FX FEE
1–2% on the no-KYC car…
VERDICT

Is the SolCard worth it?

The SolCard is a prepaid card on Visa, with no annual fee. Whether it suits you comes down to the trade-offs below.

GOOD FIT IF

  • you want a card with no annual fee

THINK TWICE IF

  • you want cashback on your spending — this card has no published cashback rate
  • you want to hold your own keys — this card is custodial
OUR SCORE

How we rate the SolCard

2.6out of 5Our assessment, not a user rating
  • Cost25%3.0 / 5

    Verifying your identity removes the 5% top-up fee and drops FX to 0–1.5%, but every purchase still costs $0.30, plus $0.15 under $10, and the card is $10.

  • Conditions25%4.5 / 5

    No stake or subscription is required, and identity verification unlocks the better terms.

  • Rewards25%1.0 / 5

    There is no cashback. SolCard withdrew it in June 2026, and purchases now earn prize-draw entries rather than a reward rate.

  • Reliability25%2.0 / 5

    Its own pages contradict each other on rewards, the previous staking scheme was withdrawn, and no-KYC Visa cards were frozen once before.

Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.

KEY FACTS

The card at a glance

CARD TYPE
Prepaid
Card category
NETWORK
Visa
Where it's accepted
ANNUAL FEE
Free
Cost to hold the card
MAX REWARD
None
Top published rate
See reward details ↓
REWARDS IN
No cashback
How rewards are paid
FX FEE
1–2% on the no-KYC card; 0–1.5% after KYC
On foreign-currency spend
REGION
Global (KYC required — excluded: US, some OFAC-sanctioned countries)
Where it's available
STAKING
Not required
Lock-up to earn rewards
REWARDS

No cashback rate

Reward summary

No cashback rate is published for this card. SolCard stopped paying card cashback in June 2026. Purchases now earn prize-draw entries (100 per $1) instead of a reward rate.

COSTS

Fees you'll actually meet

Annual fee
Cost to hold the card each year
Free
Monthly fee
Recurring account cost
None
FX spread
Applied on foreign-currency spend
1–2% on the no-KYC card; 0–1.5% after KYC
ATM withdrawal
Cash withdrawal cost
Not available
Crypto conversion
When spending crypto directly
5% top-up on the no-KYC card; 0% after KYC
Issuance fee
One-off cost to get the card
$10 one-time per card

ℹ️ SolCard stopped paying card cashback in June 2026. Purchases now earn prize-draw entries (100 per $1) instead of a reward rate.

SPENDING LIMITS

How much you can spend

Published by the issuer and set per country. Figures are in each market's own currency.

SolCard spending limits by country
CountryTierPer month
All regionsVirtual (no KYC)$5,000
All regionsPlatinum (KYC)No limit

Purchases under $10 carry an extra $0.15 fee, on top of the $0.30 charged per transaction.

VERDICT

Strengths and trade-offs

WORKS FOR YOU IF

  • Privacy-focused
  • Apple Pay and Google Pay
  • Solana ecosystem integration
  • Global availability
  • Virtual card instant issuance

LOOK ELSEWHERE IF

  • 2% FX fee
  • Up to 8% cashback requires $SOLC staking
  • 5% top-up fee
  • No physical card widely available
STANDOUT FEATURES

What sets it apart

  • Built on Solana blockchain
  • Minimal KYC for lower tiers
  • Apple Pay and Google Pay supported
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ No staking
IN THE NEWS

Latest news & analysis

ABOUT THIS CARD

Common questions

Where can I use the SolCard?

Does the SolCard have an annual fee?

Does the SolCard pay cashback?

Does it work with Apple Pay and Google Pay?

Figures on this page come from SC PAYMENTS Ltd's published card terms and were verified on September 16, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.

SC PAYMENTS LTD
SolCard
No annual fee · 1–2% on the no-KYC card; 0–1.5% after KYC FX
Apply now →
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