Gnosis Pay Card
Closing: Gnosis Pay's own consumer card stops working on 20 December 2026, new sign-ups have closed, and cashback ended on 30 September 2026. Your funds stay in your self-custodial Safe wallet and can be withdrawn at any time. Until then it remains a self-custodial Visa card spending directly from a Safe smart wallet on Gnosis Chain.
Is the Gnosis Pay Card worth it?
The Gnosis Pay Card is a debit card on Visa. Whether it suits you comes down to the trade-offs below.
GOOD FIT IF
- you want your crypto to stay in your own wallet until you spend it
THINK TWICE IF
- you want cashback on your spending — this card has no published cashback rate
- a fixed cost is a dealbreaker — the annual fee is €30/year (Safe wallet maintenance fee)
How we rate the Gnosis Pay Card
- Cost25%4.0 / 5
A €30 annual fee for the Safe wallet, but no FX markup, no conversion fee, and five free ATM withdrawals or €200 a month before a 2% charge.
- Conditions25%3.5 / 5
The rewards programme has ended, so there is nothing left to qualify for.
- Rewards25%3.5 / 5
GNO cashback ended on 30 September 2026, so the card no longer pays rewards.
- Reliability25%3.0 / 5
Gnosis Pay is closing its consumer card on 20 December 2026 and ended its cashback on 30 September 2026. Funds sit in the user's own Safe wallet, so they stay accessible after the closure.
Four criteria, each worth 25%, scored by us against the issuer's published terms — the total above is their average, not a separate judgement. Scored September 16, 2026. Read the full scoring model. No issuer can pay to change a score.
The card at a glance
No cashback rate
No cashback rate is published for this card.
- Cashback ended on 30 September 2026, with the final GNO payout on 7 October.
- Until then it was paid in GNO by how much GNO you held: 1% (0.1 GNO), 2% (1), 3% (10), 4% (100), plus 1% with an OG NFT, with weekly spend caps of $250 to $1,250.
Fees you'll actually meet
How much cash you can take out
Each period caps both the number of withdrawals and their total value — you reach whichever comes first. One set of limits applies wherever the card is available.
Up to €250 per withdrawal. Reported by card reviews; Gnosis Pay's help centre is not publicly readable.
Strengths and trade-offs
WORKS FOR YOU IF
- True self-custody
- Funds stay withdrawable after the card closes
- No conversion fee
- No credit check
LOOK ELSEWHERE IF
- Consumer card closes on 20 December 2026; no new sign-ups
- Cashback ended on 30 September 2026
- No partner app yet for GBP cardholders to move to
- Requires smart wallet knowledge
What sets it apart
- Safe smart wallet integration
- On-chain spending on Gnosis Chain
- Consumer card winding down: Gnosis Pay recommends moving to a partner app (Rebind for EUR cards, Picnic or MiniPay for USD cards)
Latest news & analysis
- NEWS · Gnosis Pay Card Stops Working on 20 December 2026: Where Cardholders Can MoveGnosis Pay's card and web app stop on 20 December 2026. EUR cards can move to Rebind and USD cards to Picnic or MiniPay; GBP has no partner yet.
- NEWS · What Changes for Crypto Cards on 1 October 2026Four things land within a week: MEXC's 1% fee returns, Crypto.com adds FX fees in Europe and the UK, Gnosis Pay stops new cards, and COCA's Apple offer ends.
- NEWS · Gnosis Pay Winds Down Its Own Card App: What Changes on 30 SeptemberGnosis Pay stops new card signups and new cards on 30 September, ends GNO cashback the same day, and moves cardholders to partner apps by the end of 2026.
Common questions
Where can I use the Gnosis Pay Card?
Does the Gnosis Pay Card have an annual fee?
Does the Gnosis Pay Card pay cashback?
Does it work with Apple Pay and Google Pay?
Is this a self-custody card?
Figures on this page come from Monavate Ltd's published card terms and were verified on October 3, 2026. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
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