Multi-currency debit card supporting 150+ currencies. Earns Cryptoback™ rewards on all spending in WXT tokens. Personal IBAN for EEA users. Available globally in 130+ countries across Standard, Premium and Elite tiers.
The headline rate is usually the top of a band, not a flat rate on everything. In practice most spending earns the base rate, and the higher figure applies to selected merchants, campaigns or staking tiers.
Reward summary
Up to Up to 8%, cryptoback™ in wxt, paid in WXT (Wirex Token). No staking required for the base rate.
PLANS & TIERS
Compare the plans
This card has 3 plans. Select one to see its rate, fees and perks.
Standard
Requirement: No requirement
0.5%
Cashback
PRICE
Free
ATM FEE
Free up to €200/mo
FX FEE
0%
WHAT'S INCLUDED
✓0.5% Cryptoback™ in WXT on in-store purchases
✓0% FX fees
✓Free ATM up to €200/month
✓Personal IBAN (EEA)
✓150+ currencies supported
Plan
Standard
Premium
Elite
Cashback
0.5%
1%
2%
Price
Free
€9.99/month
€29.99/month
ATM fee
Free up to €200/mo
Free up to €400/mo
Free up to €800/mo
FX fee
0%
0%
0%
Requirement
No requirement
€9.99/month subscription
€29.99/month subscription
COSTS
Fees you'll actually meet
Annual fee
Cost to hold the card each year
Free (Standard) to €29.99/mo (Elite)
Monthly fee
Recurring account cost
€9.99-€29.99 (Premium/Elite)
FX spread
Applied on foreign-currency spend
0%
ATM withdrawal
Cash withdrawal cost
Free up to €200-€800/mo by tier
Crypto conversion
When spending crypto directly
Free
Issuance fee
One-off cost to get the card
Free
ℹ️ Cryptoback™ in WXT
VERDICT
Strengths and trade-offs
WORKS FOR YOU IF
✓130+ country availability
✓0% FX fees
✓Personal IBAN for EEA
✓Apple Pay and Google Pay
✓Instant card issuance
LOOK ELSEWHERE IF
!Premium features need subscription
!Rewards in WXT — less liquid token
!0% base cashback on Standard for some categories
!ATM limits by tier
STANDOUT FEATURES
What sets it apart
✦Personal IBAN for EEA users
✦150+ currencies supported
✦Cryptoback™ on every purchase
✦Borrow against crypto collateral
✓ Apple Pay✓ Google Pay✓ iOS app✓ Android app✓ No staking
ABOUT THIS CARD
Common questions
Where can I use the Wirex Card?
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Does the Wirex Card have an annual fee?
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Do I need to stake anything to earn rewards?
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How much can I earn with the Wirex Card?
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Does it work with Apple Pay and Google Pay?
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Figures on this page come from Wirex's published card terms. Rewards, fees and availability change often and vary by region. See our methodology for how we score and verify every card. This is not financial advice.
